Todd Howarth

Kate Gollschewski

I had a great experience working with Todd at Shoreline Financial for my home loan! He made the process easy, gave me great options that suited my needs, and was always available to answer any questions I had.

Adil Khokhar

I got in touch with the team at a critical time when I thought I'd left my finance approval a bit late for my off-the-plan apartment. Needless to say, that stress got alleviated after my first chat with Todd. Complete professional and walked me through the entire process and was always available for any questions/issues. He got everything organised on-time and got my loan approved far in advance of settlement. Highly recommend the team at Shoreline!

Kynan Behan

Todd was great to deal with - low pressure and honest advice!

Thushini Mendis

10/10 fully recommend. We had Todd Howarth as our broker and I’m so glad we reached out to him. We wanted to buy our first home but had a complicated financial situation with my partner working overseas, and most lenders and previous brokers we’d reached out to had been unable to help. Todd went above and beyond and got us unconditional approval with good rates despite our circumstances. He was super communicative, was great at providing detailed explanations to all my questions, and gave us step by step instructions for everything. He was extremely on top of everything and handled the process of preparing our finance application really well, doing all due diligence, resulting in a very quick turnaround time for unconditional approval. We’re so very appreciative of everything.

JabitinYa

Todd was a pleasure to work with and made the whole process of buying a house super easy and no stress, would recommend and will use again no worries 10/10

Gerard McCarthy

We had an exceptional experience working with Todd at Shoreline Financial. Todd helped us first with assessing our capacity to buy a new house and second with a refinance to enable renovation plans. Todd was always attentive, friendly and knowledgeable. Todd would proactively check in and follow up which was always appreciated as we navigated through the processes and interacted with all the different parties. We are very happy customers, thanks Todd!