Tom Osmond

Luís Carlos Sousa Tavares

Awesome experience with Tom and Next Chapter! I initially reached out to see if refinancing my owner-occupied and investment properties made sense. Even though I already had an okay rate dealing directly with the bank, Tom to my suprise quickly secured a much better rate with another lender and added an offset account I didn't have before. Working with a broker was a far better experience—it was clear Tom genuinely wanted the best outcome for me. He made the entire process quick and easy. I highly recommend Tom and the team if you need a loan.

Jack Eddie

Sophie and Tom have been absolutely amazing helping us through a purchase and a move. They have truly gone above and beyond to make sure we had a range of options to consider, had the right advice, and supported us to get what we were looking for. They're responsive, and overall they're lovely people to boot. Wouldn't hesitate to recommend.

ryan summerfield

From start to finish Tom was always available to answer all my questions and help me achieve a great result with my new home loan. Transparent and honest throughout the whole process and happy to answer my sometimes dumb questions. Highly recommend him to friends, family and anyone who will listen.

Duncan Brown

Tom was knowledgeable and extremely diligent in our lending journey. Would highly recommend to anyone who is looking for finance.

mathew roberts

I couldn’t recommend Next Chapter Financial Group highly enough. Tom was an amazing broker who made the entire process incredibly easy and stress-free. His communication was excellent, and he secured me the lowest interest rate I could find. What really stood out was his efficiency—a one-day turnaround from start to finish was far beyond what I expected. If you’re looking for a knowledgeable, responsive broker who genuinely works to get you the best outcome, Tom and the team at Next Chapter Financial Group are the people to call.

Reece Plumridge

Tom and his team were brilliant to deal with for our first home purchase. Clear communication, easy to work with, and genuinely supportive throughout the process. Couldn’t recommend them highly enough.