I'm Tracey Thomson, Director of Track Home Loans, based in Ararat and servicing Horsham, the greater Wimmera region and clients across Australia.
As both a mortgage broker and licensed real estate agent, I bring a unique perspective to buying property, helping clients understand their finance options as well as the property market.
I work with first home buyers, homeowners looking to refinance, property investors and self-employed borrowers. With access to a wide range of banks and lenders, I take the time to understand each client's individual circumstances and find lending solutions that suit their needs.
I pride myself on providing a personal and professional service, keeping clients informed, answering their questions and being available when they need guidance. My focus is on making the finance process as smooth as possible, from the initial conversation right through to settlement.
Whether you're buying your first home, refinancing, investing or exploring your borrowing options, I'm here to help you make informed decisions with confidence.
Your Property. Your Finance. Your Way.
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8 Reviews
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Natasha Hall
Here’s a more polished and professional version of your review: From our very first meeting, Tracey demonstrated exceptional professionalism, knowledge, and genuine dedication. She guided us through every stage of the home loan process, taking the time to understand our circumstances and presenting the most suitable options tailored to our needs. Her expertise, clear communication, and attention to detail made what could have been a stressful experience feel seamless and well-managed. Beyond securing our finance, Tracey also provided invaluable guidance throughout the sale process, offering patience, reassurance, and practical advice every step of the way. Her commitment to achieving the best outcome for her clients is evident, and we are incredibly grateful for her support. We would highly recommend Tracey to anyone seeking a knowledgeable, trustworthy, and highly capable mortgage broker.
Sarah May
I have recently refinanced through track home loans, it’s was so easy. Tracey was brilliant and has helped me save thousand a year. Highly recommend.
Louis Bonacci
Tracey was outstanding with her efforts in helping me with my home lone. Her commitment and quick responses helped ease the stress throughout the process. I highly recommend Tracey.
Karol C
Tracey was fantastic from the very beginning, she was professional, knowledgeable, and incredibly responsive. Tracey took the time to understand our goals, explained every step of the process clearly, and made what could have been a stressful experience feel smooth and straightforward. Tracey's communication was outstanding, and she worked hard to secure a great outcome for us. We always felt supported and confident that we were in good hands. I highly recommend their services to anyone looking for a reliable and trustworthy mortgage broker.
ann marie mcconville
Tracey was recommended to me by a work colleague and I was not disappointed. She guided me effortlessly while refinancing my loan to a new lending provider. I had total confidence in Tracey through out the process. Couldn’t be happier to be on a better path financially than I was previously. I can not recommend Tracey at Track Home Loans highly enough.
Jezi Bear
Tracey was brilliant from start to finish!! Short part to a long story is we had to move from renting to buying. We had …
Areas Serviced
Specialties
First Home Buyers
Refinancing & Debt Consolidation
Investment Property Loans
Self-Employed & Complex Lending