Tristen Hilmer brings a depth of banking and lending experience shaped by prior roles at Westpac and Bankwest. His background covers a broad range of financial services and client-focused roles, giving him a practical, well-rounded understanding of the mortgage and property financing landscape.
Mortgage lending: Proven ability to assess borrower needs, structure loan solutions and manage application processes across owner-occupied, investment and refinance scenarios. Comfortable working with variable and fixed-rate products, guarantor loans, and bridging finance.
Real estate lending: Practical experience liaising with real estate agents, valuers and conveyancers to streamline property transactions and resolve issues that can impede settlement.
Banking operations and compliance: Familiar with bank lending policies, credit assessment procedures and documentation requirements. Knows how to balance risk management with achieving positive client outcomes.
Customer service and satisfaction: Strong focus on clear communication, responsiveness and building long-term client relationships. Skilled at translating complex financial information into plain language so clients feel informed and confident.
Sales and relationship management: Experience identifying opportunities to align additional banking or financial products with clients’ goals while maintaining ethical, client-first advice.
Problem solving and negotiation: Able to navigate challenging credit scenarios, lender requirements and market fluctuations to find practical solutions that keep transactions moving.
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Jo Lyndon
Working with AGS Financial Group has been one of the best decisions I've made on my investment journey. Peter Frey guided me through setting up my SMSF, and from day one I felt I was in very capable hands. He took the time to explain everything clearly, answered all of my questions with patience, and made what I thought would be a complicated process feel surprisingly straightforward. I was also fortunate to work with Tristen Hilmer, who helped me refinance my personal mortgage and secure the funding to purchase an investment property through my SMSF. Tristen was absolutely fantastic. He was incredibly responsive, kept me informed every step of the way, and always made time to answer my questions. I never felt like just another client—he genuinely cared about achieving the best outcome for me and made what could have been a stressful process feel easy. What stood out most was the level of trust and confidence Peter and Tristen inspired. They are not only highly knowledgeable professionals but also genuinely approachable people who take pride in looking after their clients. I'm incredibly grateful for their guidance and support throughout the entire process and wouldn't hesitate to recommend AGS Financial Group to anyone looking for expert financial and lending advice. I look forward to working with Peter, Tristen and the team again in the future.
Areas Serviced
Specialties
Home Loans
Commercial Loans
Commercial SMSF Lending
Experience
Broker Since: 2025