Hi, I’m Victor Dong, Founder and Director of VEMS Capital. After more than 17 years in banking and financial services, I noticed something: too often, clients are treated like numbers in a process that should be personal. Lending can feel rigid and overwhelming, especially when your needs don’t fit the standard box.
That’s why I started VEMS Capital—to offer a more flexible, transparent, and people-focused way of doing things. My goal is simple: to take the time to understand your goals and design finance solutions that genuinely work for you, whether that’s buying your first home, refinancing, or structuring commercial lending for growth.
What drives me is building long-term relationships, not just transactions. When you work with me, you get straight advice, open communication, and the confidence that your interests always come first.
If you’d like a confidential chat about your situation, I’d be delighted to help.
Contact me today at [email protected] or 0425 154 712
5.0
17 Reviews
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Jason Edwards
Victor made our move to the GC possible, couldn't have done it without him - we were with another broker before, he was hopeless and cost us a ton of $$$. Victor's been the opposite, stickin with him for life
Henry Zhou
Top guy and fast and efficient service, we wanted to buy a home on the Saturday and went to him few days before, he already secured loan approval well in time for the auction - and we won! couldn't be happier with what he did for us
Angelina Toropova
Victor helped with our business to make everything easier to manage, we refinanced 3 loans and also our home loan with him, he's brilliant and highly recommended
Dominic Tran
Helped us with our home loan, as first home buyers we needed someone who gave us confidence to go ahead and he's done that and beyond. Couldn't be happier with Victor and 100% intend to use him and recommend him to all our family and friends.
Marty and Cheryl
As a couple of older clients, Victor was very patient and lovely to deal with. He went through everything in detail and took the time out on multiple occasions to answer our questions (sometimes twice over!). Highly recommend to anyone looking to get a loan to go though Victor. We referred our son and daughter to him and told all our friends to do the same, a very nice and sincere man.
Yannick Su
Good broker and assist me with business and car loan, good mortgage rate very happy
Areas Serviced
Specialties
Residential Lending
Commercial Lending
SMSF Lending
Asset Finance
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