Ziad Kalach's Background
Ziad Kalach'

Ziad Kalach

Mortgage Broker

Munnii

5.0 ( 101 Reviews)

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About Ziad Kalach

Ziad Kalach is a Sydney mortgage broker and founder of Munnii, with offices at Barangaroo and Macquarie Park. He works with a wide range of lenders to find home loans, refinancing, and finance solutions that actually fit your life — not just whatever’s easiest to approve.

Most people come to Ziad because something hasn’t worked out with their bank, or because they want someone in their corner who knows the lending landscape and will fight for a good outcome. Whether you’re buying your first home, refinancing to cut costs, investing in property, or consolidating debt, Ziad handles the complexity so you don’t have to.

What sets him apart is straightforward communication and genuine follow-through. No jargon, no phone trees, no chasing. Just honest advice, real options, and someone who stays with you from first conversation to settlement and beyond.

Fully accredited under Australian Credit Licence 384324 and FBAA member.

Reach out for a free chat — it costs nothing and could save you thousands.

Reviews for Ziad Kalach

5.0

101 Reviews

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Buhui Qiu

Highly recommend Munni. Ziad and the team just helped me refinance my home loan smoothly and successfully. They are very professional and have my full trust. Thank you Ziad, Torrell, and the team.

Jane

I had an amazing experience with Munnii throughout my refinance. Ziad and Torrell went above and beyond to make what could have been a stressful process feel simple and straightforward, always keeping me informed along the way. Always responsive, professional and genuinely helpful. Couldn’t recommend them highly enough. Thank you Munnii!

Mel

We recently refinanced with Ziad . Great service and it was the easiest refinance that we have ever done would highly recommend Ziad and definitely will be using Ziad again when it comes to refinancing!

Dina Mannah

I had a fantastic experience with Ziad and his team. Ziad was incredibly helpful, extremely responsive, and took the time to explain the entire process to me clearly and patiently. He made what could have been a stressful process feel simple and manageable. I really appreciated his professionalism, knowledge and genuine care throughout the process. I would highly recommend Ziad and his team to anyone looking for a mortgage broker.

Kurian Joseph

Ziad and his team at Munni had helped me in refinancing my home loan. He had managed to secure a great rate for us and made the entire process seamless. Upon first meeting him I was very impressed by his dedication, professionalism, knowledge and honesty. He had gone over and above what I had expected and would always be willing to answer any questions that I had. Ziad and Torrell are both exceptional in what they do, a pleasure to deal with and deliver a great service all round. I would highly recommend them to anyone

Nese Sozen

I highly recommend Ziad as a broker if you are buying your first home, investment property, refinacing or have other finacial challanges, his ability to navigate and always finding appropriate solution is to be admired for. He was very consistent , diligent and returned my calls promptly during refinincing my home loan He is very professional, knowlegable and genuinly much interested in getting the best solution without comprimising his client's financial wellbeing. His communication skills, transparancy, caring and availability is amazing. I witnessed Ziad has unique ability as a broker to listen , understand his client's both life and financial situation and then integrate this knowledge into a best possible financial solution. Incredible GIFT . Ziad is a very caring humanbeing who touches people's hearts. I wish him all the best in his life and bussiness. Thank you Ziad

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