Ziad Kalach

Mortgage Broker

Munnii

5.0 ( 105 Reviews)

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About Ziad Kalach

Ziad Kalach is a Sydney mortgage broker and founder of Munnii, with offices at Barangaroo and Macquarie Park. He works with a wide range of lenders to find home loans, refinancing, and finance solutions that actually fit your life — not just whatever’s easiest to approve.

Most people come to Ziad because something hasn’t worked out with their bank, or because they want someone in their corner who knows the lending landscape and will fight for a good outcome. Whether you’re buying your first home, refinancing to cut costs, investing in property, or consolidating debt, Ziad handles the complexity so you don’t have to.

What sets him apart is straightforward communication and genuine follow-through. No jargon, no phone trees, no chasing. Just honest advice, real options, and someone who stays with you from first conversation to settlement and beyond.

Fully accredited under Australian Credit Licence 384324 and FBAA member.

Reach out for a free chat — it costs nothing and could save you thousands.

Check your Borrowing Capacity with Ziad Kalach

Check Borrowing Capacity

Find out how much you may be able to borrow in less than 60 seconds.

Loan Health Check

Find out how much you may be able to save by refinancing to a better loan.

Book Appointment

Book an Appointment with Ziad Kalach to see how they can help.

Reviews for Ziad Kalach

5.0

105 Reviews

Yousif Musa

Highly recommend Zaid at Munnii! He went above and beyond to help me, and I really appreciate all his time, effort and support. It means a lot to deal with someone who truly cares and is willing to help. Thank you, Zaid, for everything

Yousif Musa

Highly recommend Munnii! I’m really grateful for all the help and support I received. He went above and beyond to help me, and I truly appreciate the time and effort he put in. It means a lot to deal with someone who genuinely cares. Thank you again for everything!

Reynaldo Babiera

We had a fantastic experience with Muunii, especially Ziad and Torrell, who helped us throughout our loan application. They were both incredibly helpful, professional and responsive from start to finish. They made the whole process easy to understand, kept us updated along the way, and were always happy to answer our questions and help whenever we needed it. Getting a loan can be a stressful process, but Ziad and Torrell made it feel straightforward and smooth. We really appreciate the time, effort and care they put into helping us. We would definitely recommend Muuni, Ziad and Torrell to anyone. Thank you both for all your help! 😊

Buhui Qiu

Highly recommend Munni. Ziad and the team just helped me refinance my home loan smoothly and successfully. They are very professional and have my full trust. Thank you Ziad, Torrell, and the team.

Jane

I had an amazing experience with Munnii throughout my refinance. Ziad and Torrell went above and beyond to make what could have been a stressful process feel simple and straightforward, always keeping me informed along the way. Always responsive, professional and genuinely helpful. Couldn’t recommend them highly enough. Thank you Munnii!

Dina Mannah

I had a fantastic experience with Ziad and his team. Ziad was incredibly helpful, extremely responsive, and took the time to explain the entire process to me clearly and patiently. He made what could have been a stressful process feel simple and manageable. I really appreciated his professionalism, knowledge and genuine care throughout the process. I would highly recommend Ziad and his team to anyone looking for a mortgage broker.

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