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Mortgage Brokers in EnfieldSA 5085

About Enfield

Enfield is a suburb located in Adelaide, South Australia with a population of around 24,743 people. The area has a median age of 34, making it a relatively youthful suburb. It is situated just 8km north-east of the Adelaide CBD, making it an accessible location for commuters.

One of the most prominent landmarks in Enfield is the Northgate Shopping Centre, which is a popular destination for locals and visitors alike. Within the suburb, there are also several parks and reserves that offer recreational opportunities for residents, including Enfield Memorial Park and Regent Gardens Reserve.

Transportation options in Enfield are abundant, with buses and trains providing easy access to the Adelaide CBD and surrounding suburbs. The Enfield Train Station is located in the neighbouring suburb of Clearview, while multiple bus routes service the area throughout the day.

Overall, Enfield is a vibrant and youthful suburb with plenty of amenities and transportation options. Its proximity to the CBD and nearby parks make it an attractive location for families and young professionals alike.

Featured Mortgage Brokers that service Enfield, SA

Suburb Snapshot - Enfield, SA 5085

Population

24,743

Median Age

34

Median Mortgage Repayment

$1,642 / month

Median Rent Payment

$1,521 / month

Median Household Income

$87,984 / year

Properties Owned Outright

20%

Properties Owned with Mortgage

42%

Properties Rented

38%

Morgage Brokers in Enfield & Surrounding Areas


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Frequently Asked Questions about Mortgage Brokers in Enfield, SA 5085

How much can I borrow to buy in Enfield, SA 5085?


Your Borrowing Capacity depends on a number of factors including how much you earn, your expenses and the size of your household. To understand more about your borrowing capacity and whether you can afford to buy in Enfield, SA, get your Free Borrowing Capacity here.

Where else can Mortgage Brokers in Enfield, SA 5085 help?


Mortgage Brokers in Enfield, SA 5085 can usually help in the surrounding areas including: Blair Athol West, Blair Athol, Clearview, Enfield Plaza, Broadview, Sefton Park, Kilburn, Kilburn North

What does a Mortgage Broker in Enfield, SA 5085 do?


A mortgage broker in Enfield, SA acts as an intermediary between borrowers and lenders, helping people find and apply for home loans.

Mortgage brokers in Enfield, SA typically have access to a wide range of lenders and loan products, including those from major banks, smaller lenders, and non-bank lenders. They can provide advice and guidance on the various types of loans available, including fixed and variable rate loans, as well as features such as offset accounts, redraw facilities, and more.

Once a borrower has chosen a loan, the mortgage broker will assist with the application process, helping to gather all necessary documentation and submitting the application to the lender on the borrower's behalf. They will also liaise with the lender throughout the application process, keeping the borrower informed and addressing any issues that may arise.

Overall, the role of a mortgage broker in Enfield, SA is to help borrowers navigate the complex home loan market and find the most suitable loan for their needs.

What grants and/or incentives are available to buy a house in Enfield, SA 5085?


Grants and inventives available include the First Home Guarantee, Family Home Guarantee, First Home Owner Grant, First Home Super Saver Scheme and potentially some Stamp Duty related excemptions. To understand what you might qualify for in Enfield, SA we'd suggest getting in touch with a Mortgage Broker or reaching out to us here.

How can I become a Mortgage Broker in Enfield, SA 5085?


To become a Mortgage Broker in Enfield, SA 5085, you generally need to obtain a Mortgage Broker Diploma.

To obtain a Mortgage Broker Diploma in Enfield, SA 5085, you will need to complete a Certificate IV in Finance and Mortgage Broking and meet other educational requirements set by the Australian Securities and Investments Commission (ASIC).

The Certificate IV in Finance and Mortgage Broking is a nationally recognised qualification that can be obtained by completing a course of study with an accredited training provider. The course typically covers topics such as lending and credit assessment, loan structuring, compliance and legislation, and communication and customer service.

To meet the educational requirements for a Mortgage Broker Diploma, you may also need to complete additional studies in business management, finance, or related fields. The exact requirements may vary depending on the state or territory in which you plan to work and the industry body to which you are affiliated.

Once you have completed the necessary education and training, you will also need to obtain accreditation from a lender panel and register with ASIC as a credit representative.

It's important to note that obtaining a Mortgage Broker Diploma is just one step in becoming a successful mortgage broker. To excel in this field, you will also need to have strong communication skills, a good understanding of the lending market, and a commitment to providing excellent customer service.

What services can Mortgage Brokers in Enfield, SA 5085 help with?


Mortgage Brokers in Enfield, SA can usually help with:

  • Home Loans

  • Refinancing Loans

  • Investment Loans

  • Construction loans

  • Building Loans

  • Bridging loans

  • SMSF loans

  • Equity Access Loans


If you're not sure who can help, feel free to send us an email here and we'll try to find someone you can help you.

How much does it cost to use a Mortgage Broker in Enfield, SA 5085?


Mortgage Brokers in Enfield, SA 5085 generally don't charge for their services, and if they do, will let you know upfront before any service takes place. Mortgage Brokers in Enfield, SA 5085 are generally paid for their services by a lender once you get your loan.