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Mortgage Brokers in LewistonSA 5501

About Lewiston

Lewiston is a thriving suburb located in South Australia, with a population of 8015 people and a median age of 40. This charming area is situated in the picturesque Gawler region, famous for its lush greenery and rolling hills. Lewiston is surrounded by two magnificent parks, The Barossa Reservoir Reserve and the splendid Kersbrook Forest. These parks offer a great opportunity for residents to explore nature and enjoy various outdoor activities such as biking, hiking, and camping.

In terms of transportation, Lewiston offers convenient access to public transport options, including a local bus route that runs through the heart of the suburb. Additionally, the nearby Gawler train station provides easy and accessible transportation to the Adelaide CBD and other major areas.

Lewiston is renowned for its vibrant community spirit and active local council, ensuring that its residents are well-catered for with a range of amenities including schools, shopping centres, cafes, and restaurants. Furthermore, this community is home to a variety of significant landmarks such as the spectacular Barossa Valley, Barossa Wine Trail, and the charming town of Angaston.

Overall, Lewiston is a fantastic suburb that provides an exceptional living experience for both families and individuals. With its stunning natural beauty, lively community, and convenient transport options, it's no wonder why Lewiston is a highly sought-after location in South Australia.

Featured Mortgage Brokers that service Lewiston, SA

Suburb Snapshot - Lewiston, SA 5501

Population

8,015

Median Age

40

Median Mortgage Repayment

$1,590 / month

Median Rent Payment

$1,260 / month

Median Household Income

$88,816 / year

Properties Owned Outright

29%

Properties Owned with Mortgage

61%

Properties Rented

10%

Morgage Brokers in Lewiston & Surrounding Areas


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Frequently Asked Questions about Mortgage Brokers in Lewiston, SA 5501

What grants and/or incentives are available to buy a house in Lewiston, SA 5501?


Grants and inventives available include the First Home Guarantee, Family Home Guarantee, First Home Owner Grant, First Home Super Saver Scheme and potentially some Stamp Duty related excemptions. To understand what you might qualify for in Lewiston, SA we'd suggest getting in touch with a Mortgage Broker or reaching out to us here.

Where else can Mortgage Brokers in Lewiston, SA 5501 help?


Mortgage Brokers in Lewiston, SA 5501 can usually help in the surrounding areas including: Penfield Gardens, Angle Vale, Two Wells, Gawler River, Virginia, Buckland Park, Macdonald Park, Reeves Plains

What services can Mortgage Brokers in Lewiston, SA 5501 help with?


Mortgage Brokers in Lewiston, SA can usually help with:

  • Home Loans

  • Refinancing Loans

  • Investment Loans

  • Construction loans

  • Building Loans

  • Bridging loans

  • SMSF loans

  • Equity Access Loans


If you're not sure who can help, feel free to send us an email here and we'll try to find someone you can help you.

How much does it cost to use a Mortgage Broker in Lewiston, SA 5501?


Mortgage Brokers in Lewiston, SA 5501 generally don't charge for their services, and if they do, will let you know upfront before any service takes place. Mortgage Brokers in Lewiston, SA 5501 are generally paid for their services by a lender once you get your loan.

What does a Mortgage Broker in Lewiston, SA 5501 do?


A mortgage broker in Lewiston, SA acts as an intermediary between borrowers and lenders, helping people find and apply for home loans.

Mortgage brokers in Lewiston, SA typically have access to a wide range of lenders and loan products, including those from major banks, smaller lenders, and non-bank lenders. They can provide advice and guidance on the various types of loans available, including fixed and variable rate loans, as well as features such as offset accounts, redraw facilities, and more.

Once a borrower has chosen a loan, the mortgage broker will assist with the application process, helping to gather all necessary documentation and submitting the application to the lender on the borrower's behalf. They will also liaise with the lender throughout the application process, keeping the borrower informed and addressing any issues that may arise.

Overall, the role of a mortgage broker in Lewiston, SA is to help borrowers navigate the complex home loan market and find the most suitable loan for their needs.

How can I become a Mortgage Broker in Lewiston, SA 5501?


To become a Mortgage Broker in Lewiston, SA 5501, you generally need to obtain a Mortgage Broker Diploma.

To obtain a Mortgage Broker Diploma in Lewiston, SA 5501, you will need to complete a Certificate IV in Finance and Mortgage Broking and meet other educational requirements set by the Australian Securities and Investments Commission (ASIC).

The Certificate IV in Finance and Mortgage Broking is a nationally recognised qualification that can be obtained by completing a course of study with an accredited training provider. The course typically covers topics such as lending and credit assessment, loan structuring, compliance and legislation, and communication and customer service.

To meet the educational requirements for a Mortgage Broker Diploma, you may also need to complete additional studies in business management, finance, or related fields. The exact requirements may vary depending on the state or territory in which you plan to work and the industry body to which you are affiliated.

Once you have completed the necessary education and training, you will also need to obtain accreditation from a lender panel and register with ASIC as a credit representative.

It's important to note that obtaining a Mortgage Broker Diploma is just one step in becoming a successful mortgage broker. To excel in this field, you will also need to have strong communication skills, a good understanding of the lending market, and a commitment to providing excellent customer service.

How much can I borrow to buy in Lewiston, SA 5501?


Your Borrowing Capacity depends on a number of factors including how much you earn, your expenses and the size of your household. To understand more about your borrowing capacity and whether you can afford to buy in Lewiston, SA, get your Free Borrowing Capacity here.