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Mortgage Brokers in Shelly BeachQLD 4810

About Shelly Beach

Shelly Beach is a quaint and picturesque suburb located in the popular coastal city of Townsville, Queensland. With a population of 23,136 and a median age of 40, this coastal gem is full of character and charm. Shelly Beach is known for its stunning beach, which is perfect for swimming, fishing, and surfing. Two nearby parks located in the suburb include Queens Garden and Anzac Memorial Park, which provide ample space for picnics and outdoor activities.

Transportation options in Shelly Beach are plentiful, with regular bus services that connect to the rest of the city. The suburb is also well-connected to the Bruce Highway, making it easy to travel to other parts of Queensland. Residents of Shelly Beach enjoy a relaxed coastal lifestyle, with a range of amenities and services available in the surrounding areas. The suburb is home to a range of shops, cafes, and restaurants, as well as community facilities such as the Shelly Beach Community Centre.

Overall, Shelly Beach is a charming and vibrant coastal suburb that offers residents an idyllic lifestyle. With its stunning beach, nearby parks, and convenient transportation options, it's no wonder that so many people choose to call this beautiful suburb home.

Featured Mortgage Brokers that service Shelly Beach, QLD

Suburb Snapshot - Shelly Beach, QLD 4810

Population

23,136

Median Age

40

Median Mortgage Repayment

$1,600 / month

Median Rent Payment

$1,304 / month

Median Household Income

$83,720 / year

Properties Owned Outright

25%

Properties Owned with Mortgage

26%

Properties Rented

49%

Morgage Brokers in Shelly Beach & Surrounding Areas


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Frequently Asked Questions about Mortgage Brokers in Shelly Beach, QLD 4810

How can I become a Mortgage Broker in Shelly Beach, QLD 4810?


To become a Mortgage Broker in Shelly Beach, QLD 4810, you generally need to obtain a Mortgage Broker Diploma.

To obtain a Mortgage Broker Diploma in Shelly Beach, QLD 4810, you will need to complete a Certificate IV in Finance and Mortgage Broking and meet other educational requirements set by the Australian Securities and Investments Commission (ASIC).

The Certificate IV in Finance and Mortgage Broking is a nationally recognised qualification that can be obtained by completing a course of study with an accredited training provider. The course typically covers topics such as lending and credit assessment, loan structuring, compliance and legislation, and communication and customer service.

To meet the educational requirements for a Mortgage Broker Diploma, you may also need to complete additional studies in business management, finance, or related fields. The exact requirements may vary depending on the state or territory in which you plan to work and the industry body to which you are affiliated.

Once you have completed the necessary education and training, you will also need to obtain accreditation from a lender panel and register with ASIC as a credit representative.

It's important to note that obtaining a Mortgage Broker Diploma is just one step in becoming a successful mortgage broker. To excel in this field, you will also need to have strong communication skills, a good understanding of the lending market, and a commitment to providing excellent customer service.

What does a Mortgage Broker in Shelly Beach, QLD 4810 do?


A mortgage broker in Shelly Beach, QLD acts as an intermediary between borrowers and lenders, helping people find and apply for home loans.

Mortgage brokers in Shelly Beach, QLD typically have access to a wide range of lenders and loan products, including those from major banks, smaller lenders, and non-bank lenders. They can provide advice and guidance on the various types of loans available, including fixed and variable rate loans, as well as features such as offset accounts, redraw facilities, and more.

Once a borrower has chosen a loan, the mortgage broker will assist with the application process, helping to gather all necessary documentation and submitting the application to the lender on the borrower's behalf. They will also liaise with the lender throughout the application process, keeping the borrower informed and addressing any issues that may arise.

Overall, the role of a mortgage broker in Shelly Beach, QLD is to help borrowers navigate the complex home loan market and find the most suitable loan for their needs.

How much can I borrow to buy in Shelly Beach, QLD 4810?


Your Borrowing Capacity depends on a number of factors including how much you earn, your expenses and the size of your household. To understand more about your borrowing capacity and whether you can afford to buy in Shelly Beach, QLD, get your Free Borrowing Capacity here.

Where else can Mortgage Brokers in Shelly Beach, QLD 4810 help?


Mortgage Brokers in Shelly Beach, QLD 4810 can usually help in the surrounding areas including: Pallarenda, Town Common, West Point, Bohle, Mount St John, Rowes Bay, Belgian Gardens, Bushland Beach

How much does it cost to use a Mortgage Broker in Shelly Beach, QLD 4810?


Mortgage Brokers in Shelly Beach, QLD 4810 generally don't charge for their services, and if they do, will let you know upfront before any service takes place. Mortgage Brokers in Shelly Beach, QLD 4810 are generally paid for their services by a lender once you get your loan.

What services can Mortgage Brokers in Shelly Beach, QLD 4810 help with?


Mortgage Brokers in Shelly Beach, QLD can usually help with:

  • Home Loans

  • Refinancing Loans

  • Investment Loans

  • Construction loans

  • Building Loans

  • Bridging loans

  • SMSF loans

  • Equity Access Loans


If you're not sure who can help, feel free to send us an email here and we'll try to find someone you can help you.

What grants and/or incentives are available to buy a house in Shelly Beach, QLD 4810?


Grants and inventives available include the First Home Guarantee, Family Home Guarantee, First Home Owner Grant, First Home Super Saver Scheme and potentially some Stamp Duty related excemptions. To understand what you might qualify for in Shelly Beach, QLD we'd suggest getting in touch with a Mortgage Broker or reaching out to us here.