Ajay Banga

About Ajay Banga

Ajay Banga is the Principal Mortgage Broker at AB Financial Services Australia, bringing a rare combination of accounting expertise and hands-on lending experience to every client he works with.

With over seven years of experience spanning accounting, auditing and mortgage broking, Ajay offers a financial perspective that goes well beyond simply placing a loan. He holds a Bachelor of Commerce and began his career as an accountant in India, working across financial management, compliance and client service before relocating to Australia and transitioning into the mortgage and finance industry. This accounting background gives Ajay a distinct ability to assess a client's full financial picture with precision and clarity.

After building his lending foundations at Aussie Home Loans, where he gained practical experience in credit assessment, home lending and client relationship management, Ajay went on to establish AB Financial Services Australia. Today he works with clients across the country, providing access to a wide panel of banks and lenders and delivering loan solutions tailored to each client's individual goals.

Ajay specialises in home loans, investment property finance, refinancing, SMSF lending, vehicle finance and personal loans. Whether your situation is straightforward or more complex, his depth of experience across both finance and accounting means he can navigate lending scenarios that others may find challenging.

His mission is straightforward: to deliver honest advice, tailored solutions and long-term value for every client he serves. From first home buyers and property investors through to those looking to refinance or consolidate, Ajay guides clients through the process with care, transparency and expertise.

If you are ready to explore your options, contact Ajay Banga at AB Financial Services Australia today and take the next step with confidence.