Amy Osinski is a mortgage broker and co-leader of Osinski Finance, a boutique brokerage based in Rockingham, Western Australia. She is known for her people-first approach and passion for helping individuals and families navigate the home loan process with confidence, clarity, and support.
Amy began her career in the travel industry, where she spent nearly a decade developing strong customer service and relationship-building skills. When the COVID-19 pandemic led to redundancy, she joined her husband Nathan in their mortgage broking business, initially in an administration role. Her ability to simplify complex processes and genuinely support clients quickly made mortgage broking a natural fit.
Amy completed her Certificate IV in Finance and Mortgage Broking in 2021 and her Diploma in Finance and Mortgage Broking Management in 2023, becoming an accredited broker and playing a key role in the continued growth of the business.
In 2025, Amy was awarded the AFG Women on the Move Scholarship, recognising her leadership and contribution to the mortgage industry. Under the leadership of Amy and Nathan, Osinski Finance has also been named SME Business of the Year by the Rockingham Kwinana Chamber of Commerce.
Amy is passionate about supporting women both within her team and among her clients, particularly those navigating major life transitions or seeking financial independence.
Outside of work, Amy is actively involved in her community. She serves on the Makybe Rise Primary School Board, is a committed blood donor, and supports local initiatives including school breakfast programs and youth sport sponsorships.
For Amy, mortgage broking is about more than securing a loan, it’s about empowering people with knowledge and helping them build a stronger financial future.
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73 Reviews
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Elle Bartholomew
Had an amazing experience with our broker Amy who was incredibly knowledgeable, helpful and prompt with answering any questions we had. Everything was done so quickly and we were kept in the loop every step of the way! Couldn’t recommend Osinski Finance & Amy enough. Thank you Amy!
Luke Frost
Amy was great to work with getting our loan over the line making the whole process hassle free. Thanks again, Luke and Sandra
Jade A
Osinski Finance and especially Amy Mills were absolutely amazing right from the start. Coordinating everything we needed at every step of our intensive process, including international verifications and timing challenges. Thanks to Amy we now have our dream home in our dream location and couldn't be happier. Thanks for the amazing communication and dedication to our file along the way Amy.
Chelsea Sofield
Amy has been fantastic all the way through our refinancing process! Responds straight away and goes above and beyond to help 😊 …
Kym Fothergill
"I recently worked with Osinski Finance to refinance my home loan, and I cannot say enough about the exceptional service I received. Amy, in particular, went above and beyond to ensure that I secured a better rate. She was incredibly knowledgeable, patient, and guided me every step of the way. What really stood out was her dedication to helping me improve my credit score, providing personalized advice that made all the difference. Thanks to Amy and the team at Osinski Finance, I'm now in a much better financial position. Highly recommend their services to anyone looking for a trustworthy and supportive financial partner!" Thanks again 🙌
Ben Cannon
Great help and expertise. The whole experience went very smoothly, thanks Amy Mills!
Areas Serviced
Specialties
First Home Buyers
Women's Lending and Financial Empowerment
Recently Separated / Starting Over
Single-Income Households
Memberships
MFAA
Qualifications
Diploma in Finance and Mortgage Broking Management
Certificate IV in Finance and Mortgage Broking
Experience
Broker Since: 2021