Bernie Heffernan

Gerard Niemoeller

With two mortgages and interest rates on the rise, I was looking, around for more competitive rates. As an existing customer of both Heffernan HLS and and Aussie Home Loans (and thinking I shouldn't bother HHLS with this small matter), I thought I would go in the 'front door' as a good customer well ahead on his loans and be able to negotiate a better deal with my existing lender. Whilst the Aussie broker I initially had on the phone was very helpful and eagerly trying to win my business – the inexperience showed and I could tell by the conversation that I was about to be put through the wringer and asked to provide mountains of information to a lender that I considered already had all they needed to offer me a better rate. The call ended with making of second appointment with a specialist broker and series of emails telling me what I would be required to provide. Feeling unsatisfied and somewhat annoyed - I then backed out of the follow up meeting with the AHL broker and contacted Bernie at HHLS. Bernie was able to secure me a much better rate within 24 hours with absolutely no effort from me. Experience begets results!! What can I say but that I am very happy with that result and I wont make that same mistake again. I am looking to buy another property in the near future - and as with my previous loans - Bernie and HHLS will be my first call. Thanks again and very much appreciated.

golda dibden

Bernie, Andrea and the team made the purchase of our first home an absolute pleasure. They went above and beyond on every level. We happily and strongly recommend HLS to everyone we speak to. Thank you all for your help and financial and business advice going forward. Golda and Aaron.

Hannah Shaw

A big thanks to Bernie, Andrea, Cricel and the team for helping us get through the process of building our home - I don't think we could have done it without them! Unreservedly recommend to anyone looking for a mortgage broker :)

J. T.

Very highly recommended! My wife and I were told by other mortgage brokers in the area that we didn't qualify for a home loan (casual and self-employed income being the reason). Bernie and his crew on the other hand went the extra mile. Not only were they all a pleasure to deal with, and very helpful, but Bernie was able to get us finance so we could move into our own home. We are both very happy - and couldn't recommend Heffernan Lending Solutions highly enough!

Eden P

Best mortgage broking firm to work with - I highly recommend! It is always a pleasure working with Bernie, Andrea and the team - they are efficient, professional and always have the best outcome for their clients in mind. After using HLS, I would not use anyone else!

Brittany Rose

Could not praise Bernie and his team enough! I was told by other brokers that I would have great difficulty securing a loan for my land as it was rural, vacant and over 25 acres, and felt like I was never going to get anywhere. After expressing my concern with the sales agent, he recommend Bernie at Heffernan Lending Solutions. From the beginning, Bernie was knowledgeable and extremely helpful. As a first home buyer, I was unsure on a lot of the processes involved in securing a loan, and every question or concern I had was answered straight away. When I told him my concern over getting a loan for the property, he put my mind to ease and ensured me there was no reason I would be ineligible. I'm now living at my dream block and couldn't be happier! I highly recommend to anyone in any area to get in touch with him and his team. 10/10!