Effie Nicol

Sue Cameron

What an amazing experience wow Effie was so helpful took all the stress away and helped me with all this new technology I cant not recommend her highly enough thank you Effie so much I will be recommending you to everyone i know to refinance what an awesome experience.

Mia H

Last August I got in contact with Effie to help me with getting my home loan. At first I thought it may not have even been possible for me to get an apartment that I would like in a location that I wanted, but Effie helped me through the process. I do not have a typical 9-5 full time job, but Effie was able to help me with all the work that needs to happen to get the home loan approved. She found the bank that best suited me and I wouldn’t have been able to manage it without her help. I am now living in the apartment that I have bought and am loving it thanks to Effie.

T K

10 Stars not just 5 ! There are no words or how highly recommended Effie Nicol is! From our very first conversation, I knew I was in good hands. She is incredibly kind, patient, knowledgeable, and always made me feel like I had someone genuinely in my corner. Her expertise, and the genuine care and compassion she showed throughout the entire process is rare to come across and being professional at the same time and treating clients with such respect, honesty and commitment. Thank you for all your hardwork and such dedication I am so grateful and I know for sure I would be going back to her for anything in the near future. Whoever has Effie has her a broker will not be disappointed for sure ❤️.

David Roberts

It couldnt be easier , Effie at Yellow Brick Road led the way . Her professional background executed exactly what I needed . With honest advice and straight to the point my loan was approved within the time I needed . I couldn’t be more happy with her service and would highly recommend her service to anyone . Thanks so much again Effie and Yellow Brick Road Earlwood .

Tom Frost

Effie at YBR Earlwood was fantastic, she stepped through all the processes and helped me assess all my financing options for my mortgage.

Nadeem Ahmed

We highly recommend Effie Nicol from Yellow Brick Road Earlwood. We are a returning customer, and Effie recently helped us secure our investment property interstate. Our journey was a long road that required us to go through the pre-approval process three separate times. When our situation hit a few unexpected bumps, Effie didn't just give up. She worked extra hours and was always reachable, no matter what. Her communication was flawless throughout the entire journey, keeping us informed and calm at every single step. If you want a mortgage broker who genuinely cares, possesses incredible dedication, and will outwork anyone else to get you the best result, look no further than Effie. Thank you so much for your outstanding persistence.