Effie Nicol

Tom Frost

Effie at YBR Earlwood was fantastic, she stepped through all the processes and helped me assess all my financing options for my mortgage.

David Roberts

It couldnt be easier , Effie at Yellow Brick Road led the way . Her professional background executed exactly what I needed . With honest advice and straight to the point my loan was approved within the time I needed . I couldn’t be more happy with her service and would highly recommend her service to anyone . Thanks so much again Effie and Yellow Brick Road Earlwood .

Nadeem Ahmed

We highly recommend Effie Nicol from Yellow Brick Road Earlwood. We are a returning customer, and Effie recently helped us secure our investment property interstate. Our journey was a long road that required us to go through the pre-approval process three separate times. When our situation hit a few unexpected bumps, Effie didn't just give up. She worked extra hours and was always reachable, no matter what. Her communication was flawless throughout the entire journey, keeping us informed and calm at every single step. If you want a mortgage broker who genuinely cares, possesses incredible dedication, and will outwork anyone else to get you the best result, look no further than Effie. Thank you so much for your outstanding persistence.

Charmaine Tsia

This is the 2nd time we have used Effie’s services and we couldn’t recommend her more highly. She previously helped with refinancing and has now assisted my husband and I in purchasing an investment property through our SMSF. Effie has truely gone above and beyond her role and has worked tirelessly, liaising between accountants, buyers agent and conveyancer and all solicitors. She co-ordinated everything between all these people, often having to follow-up on numerous occasions. She always responded quickly to any queries and resolved multiple issues & hiccups swiftly and explained to us, not only the process but the reason behind such. She made a very stressful time so much easier and we always felt reassured after speaking to her. She spent the majority of this Easter weekend finalising the last minute details so we could meet our settlement date today. We sincerely appreciate the time and effort she given to us and we wouldn’t hesitate to do business with her again if ever needed.

Kate Fitzgerald

Effie is worth her weight in GOLD. She is the most generous and knowledgeable person we've met on our mortgage/home owning journey. We really trust she’s doing the right thing for us and by us and couldn’t recommend her more.

Marie Lapic

We are incredibly impressed with Effie's exceptional service and professionalism. She is a true problem solver, consistently delivering solutions that meet our needs. Effie's diligence and excellent communication skills make working with her a pleasure. What truly sets her apart is her genuine care for her clients. We wholeheartedly recommend her financial services. Thank you Effie and team, always a pleasure.