James Michael's Background
James Michael'

James Michael

Principal Broker

Finer Finance Pty Ltd

5.0 ( 68 Reviews)

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About James Michael

James Michael is the founder of Finer Finance, an independent brokerage dedicated to helping Australians secure the right financial solutions with confidence. With more than a decade of experience in the banking industry across a variety of lending roles, James brings a genuinely holistic approach to every client interaction.

Finer Finance specialises in Home Loans, Refinancing, Investment Property Loans, Commercial Lending, Asset Finance, and SMSF loans—always backed by personalised advice and ongoing support.

James believes great outcomes are built on strong relationships grounded in trust, loyalty, and clear goal‑setting. His mission is simple: to guide clients through every stage of their financial journey with clarity, care, and expertise.

Reviews for James Michael

5.0

68 Reviews

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Shylet Sitima

James from Finer Finance helped us secure a home loan for our new family home after our Big Four bank had rejected us. James took the time to genuinely listen, understand our circumstances and back us when others had said no. He worked hard to find a solution and get us approved. What stood out most was how much James genuinely cared. He made us feel supported, kept us informed and made us feel like we were in good hands throughout the process. We couldn’t recommend James highly enough and will definitely be recommending him to our family, friends and colleagues!

Jo Chyi

James from Finer Finance has been a pleasure to work with. His dedication, expertise and great communication throughout the process has made the transaction seamless and stress free. He is also very thorough and paid a lot of care and attention to the matter. I wouldn’t hesitate to recommend him to my family and friends.

Anna Khandhar

Being in the real estate sales and property management, I am very cautious with whom I refer my clients to. James has been amazing to work with, very easy to talk to and never pressures my clients, and I have always received positive feedback from every referral I have sent to James. If you are looking for a broker , I highly recommend James from Finer Finance

Kishen Eswaran

James recently helped me understand my options as a first home buyer and made the whole process feel so much easier. He took the time to explain my borrowing capacity for both owner-occupier and investment options, as well as helping me understand the government grants and schemes I may be eligible for. I’d happily recommend James to anyone looking to buy their first home. He genuinely cares, is always happy to help, and supports you every step of the process 🙏

Stacey

James from Finer Finance recently helped us purchase our first property through our super fund. The process felt overwhelming at times, but James was incredibly supportive, professional and patient throughout the entire journey. He took the time to explain everything clearly, kept us informed at every stage and was always there when we needed him, right through to settlement. If you’re looking for a mortgage broker who genuinely cares, knows his stuff and is truly in your corner, we would highly recommend James from Finer Finance

boris paredes

Amazing service from James. He was really helpful and resourceful.

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