James Michael's Background
James Michael'

James Michael

Principal Broker

Finer Finance Pty Ltd

5.0 ( 51 Reviews)

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About James Michael

James Michael is the founder of Finer Finance, an independent brokerage dedicated to helping Australians secure the right financial solutions with confidence. With more than a decade of experience in the banking industry across a variety of lending roles, James brings a genuinely holistic approach to every client interaction.

Finer Finance specialises in Home Loans, Refinancing, Investment Property Loans, Commercial Lending, Asset Finance, and SMSF loans—always backed by personalised advice and ongoing support.

James believes great outcomes are built on strong relationships grounded in trust, loyalty, and clear goal‑setting. His mission is simple: to guide clients through every stage of their financial journey with clarity, care, and expertise.

Reviews for James Michael

5.0

51 Reviews

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Celeste Mcnamara

James recently helped my husband and I purchase our home. James was great to deal with throughout the process. We would recommend Finer Finance to anyone.

Nun Christina Oceanitissa

James from Finer Finance recently helped me purchase a property and restructure my lending. As a self-employed business owner, my income wasn’t straightforward, but James understood my situation and found the right loan solution for me. He was always contactable, acted quickly whenever something was needed, and made the whole process stress-free with excellent communication throughout. I would highly recommend James to anyone who is self-employed and looking for a broker who truly understands their income and lending needs.

Daniel Milosevic

Finer Finance recently helped us refinance our home loan and we couldn’t be happier with the experience. James was great to deal with from start to finish. He kept us updated every step of the way, explained everything clearly and really knew his stuff when it came to the different lender options. The whole process was smooth and stress-free and we always felt like we were in good hands. We’re so happy with the outcome and wouldn’t hesitate to recommend James to anyone looking for a trustworthy and reliable mortgage broker.

Simon Sarinas

Finer Finance helped us through both selling our home and buying our new one and we honestly couldn’t be happier. James made the whole process so much less overwhelming by explaining everything clearly, being upfront the entire way and taking the time to walk us through the different loan options available. We’re now settled into our new home and are so thankful for all of James’ support and guidance. We’d happily recommend Finer Finance to anyone looking for a broker who genuinely cares and goes the extra mile.

Emmanuel Peterson

My wife and I recently purchased an investment property with the help of Finer Finance, and we couldn’t be happier with the experience. James was fantastic throughout the entire process, taking the time to guide us through all of our options. As we’re both self-employed and had recently made a few changes across our business entities, our lending situation wasn’t straightforward. James took the time to understand our circumstances and matched us with a lender that suited our borrowing needs. His knowledge, professionalism, and clear communication made what could have been a stressful process feel seamless. We highly recommend James to anyone looking for a reliable, knowledgeable, and trustworthy mortgage broker.

Celesti Eve

James from Finer Finance helped us refinance our home loan into a more competitive structure that better suited our needs. His communication was excellent throughout the entire process and he made everything easy to understand. We’re so grateful for his guidance and support in helping us achieve the best outcome for our family. We wouldn’t hesitate to recommend James to anyone looking for a knowledgeable and trustworthy mortgage broker. Thank you again for looking after us.

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