Joe Carroll

Emma Lomas

The best in the business. Joe and team couldn’t be more helpful! Can’t recommend them enough! Thanks again.

Gary Martin

We would highly recommend Joe Carroll for spending significant time in finding us the right home loan in our recent purchase. Joe listened and answered calmly any questions that we (my wife) had. Purchasing a home, especially your first, is a daunting task, lots of paperwork and stress but Joe and his team made it easy and transparent. Words cannot express how professional but personable Sphere Home Loans were and we are greatly appreciative. We would recommend them to anyone wanting to find a home loan. Cathie & Gary Martin

Beti Smith

Thank you so much for your support throughout my home loan process. Joe and his team were always helpful, patient, and quick to answer my questions. I truly appreciate your hard work and dedication. I would definitely recommend you to others looking for a reliable broker. Beti

Ethan Lulham

My partner and I recently purchased our first property through the mortgage team at Sphere Home Loans. Given we are a bit green and new to the property game, we were so appreciative and overwhelmed with how readily available, helpful, and patient Joe and the team were. They were there every step of the way, contrary to what could have been happening in their own personal lives! We cannot imagine going back in time and using any of the other brokers we met with. Getting the keys on Tuesday and cannot thank Joe and his team enough! Will be using them for our entire portfolio from here on in, already envisaging our second property! Thanks again team

Adam Toomey

I recently purchased my first investment property through Joe and the team at Sphere after being connected with him through my buyer's agent. I'm certainly thankful for that as the entire borrowing process could not have been smoother. I was provided with multiple very good options before settling on a provider and throughout the whole process communication couldn't have been better. Big thanks to Joe, Sydney and the rest of the staff at Sphere.

Christine Williams

Joe and Courtney were incredible, they gave us genuine care and service to make the home loan journey bearable. Without hesitation Sphere will always be the first we recommend to others, thank you