Joe Carroll

Melissah Douglas

Joe and his team are absolutely phenomenal! We’ve now had Joe organise two loans for us, and on both occasions, the entire process has been incredibly smooth and stress-free. Joe goes above and beyond to make sure you understand every step of the process, providing so much information, guidance and reassurance along the way. He is incredibly knowledgeable, patient, responsive and, most importantly, just genuinely fantastic to deal with. We wouldn’t hesitate to recommend Joe and his team to anyone looking for a broker who truly knows their stuff and makes what can be a daunting process feel easy. Thanks, Joe!

Treena Stewart

I had a great experience working with my broker. Joe was professional, knowledgeable, and incredibly responsive throughout the entire process. He made everything feel straightforward and stress-free, kept me informed every step of the way. I would highly recommend him to anyone looking for a trustworthy and reliable broker.

James

I reached out to Joe Carroll through a recommendation of my mate, Josh Froud. I went to Joe as I had already purchased two investment properties and my former broker said he couldn’t get me a certain equity withdrawal I needed to purchase the third. Joe got me this equity withdrawal, which was double the amount my former broker could get me. I then had all my mortgages refinanced seamlessly and the third property snapped up in great time. Would recommend. Hope Joe has some more magic in the works for property four next year 😂 thanks legend

Jackson Fleming

Joe at Sphere Home Loans was very helpful throughout the process of buying my first home. He made everything easy to understand and kept me updated throughout the process. I highly recommend him to anyone looking for a mortgage broker

Andrew Browett

Joe and the team are highly recommended. Great service and very helpful.

Tessa King

Joe and the team at Sphere Home Loans have been amazing and great help in processing our land and construction loan. Since our first meeting with Joe, our needs have been met and delivered with ease and consistent communication. I highly recommend Sphere Home Loans and will be working with them again in future!