John Kim's Background
John Kim'

John Kim

Lending Adviser

BYRONS

5.0 ( 356 Reviews)

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About John Kim

John Kim is a professional Mortgage Broker based in Sydney NSW with over a decade of experience and qualifications across banking, broking, and wealth management. He is passionate about providing his clients with specialised lending services, utilising his wealth of knowledge and experience to deliver successful outcomes.

John has recently won several industry awards, showcasing his quality of service and dedication to his clients. He takes customer service very seriously, going above and beyond to respond to clients' needs beyond typical work hours. John believes that finance is not just "work," but a responsibility that he takes seriously.

One of John's passions is property investment, having built his own property portfolio over the years. He enjoys helping his clients do the same, sharing his experience and knowledge about the property market and finance structuring. John also has a keen interest in stock market investments and personal finance.

John's brokerage firm operates with transparency and honesty, with no hidden fees or clawback clauses in their paperwork. They always act in good faith with their clients, and they expect the same in return. John's brokerage firm is rated 5 stars on Google by over 300 clients and partners, and he has earned gold status as a broker with several banks, meaning faster and better service for his clients.

John and his team of experts do not simply provide their clients with the newest lowest interest rate. Instead, they offer expert advice on loan structuring, debt recycling, and portfolio growth. They strive to provide exceptional advice and service to their clients with their best interests in mind.

Reviews for John Kim

5.0

356 Reviews

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Jolene Wheaton

We made an impulse bid at an auction and won, leaving us with a ridiculously tight 21-day settlement period and zero pre-approval in place. Every bank we spoke to directly said a fast turnaround was impossible. John stepped in, took control, and worked late nights to compile our entire file in under 24 hours. He leveraged his personal relationships with BDMs to fast-track our assessment and got our unconditional approval sorted in just 5 business days. He saved us from losing our 10% deposit and kept us calm throughout the most nerve-wracking weeks of our lives.

Chloe

John recently helped me refinance my portfolio, and the service was outstanding. He immediately set to work, identified the right lender, and got the approval sorted in record time. His market knowledge and efficiency saved me both time and money. Highly recommend John for any investment or refinancing needs.

Jeff Sohn

Prompt and reliable service across the board! Highly recommended

Linh Vu

I can’t thank John enough for his incredible dedication and expertise. As self-employed borrowers with complex financial structures and variable income, getting a home loan approved felt like an uphill battle. Other brokers brushed us off or put our application in the "too hard" basket, but John took on the challenge without hesitation. He spent hours meticulously reviewing our tax returns, business financials, and bank statements to build a rock-solid case for the underwriters. Throughout the process, he communicated with total transparency, explaining exactly what the lenders needed and keeping us updated every step of the way. Not only did he get our loan approved when we thought it was impossible, but he also managed to secure a fantastic interest rate with a tier-one lender. If you have a complex situation and need a broker who will truly fight in your corner, John is the absolute best in the business.

David Patterson

John helped massively with assisting us getting a loan for a new property. Totally professional and worked around the clock to get it home. Much appreciated thank you mate.

Wendy Su

We honestly thought buying a home was completely out of reach for us due to complex visa conditions and a temporary credit dip from an old unpaid utility bill. Two previous brokers told us to wait a couple of years before even applying. When we brought our situation to John, he didn't turn us away. He thoroughly analyzed our file, helped us clear up the credit issue, and knew precisely which niche lenders cater to our specific residency status. He presented our case to the credit assessor so clearly that we received full approval without a single hitch. John turned a situation that felt hopeless into a total success story!

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Specialties

Loan Refinancing

Home Loan

Property Investors

Construction Loans

Memberships

Mortgage & Finance Association of Australia (MFAA)

Australian Financial Complaints Authority (AFCA)

Qualifications

Bachelor of Commerce

Diploma of Finance &Mortgage Broking

Diploma of Financial Planning

Languages

English

Korean

Experience

Lender Count: 70

Broker Since: 2018