Originally from the UK, Mortgage Broker Kirsty Gardner knows firsthand what it feels like to navigate a new country and still try to find a place to call home. That experience shaped everything about the way she works.
With over a decade in the finance industry, Kirsty's focus is on making the home loan process simple, clear, and genuinely stress-free. No jargon, no pressure, no one-size-fits-all solutions, just honest conversations and tailored guidance from start to finish.
Mortgage Broker Kirsty Gardner is particularly passionate about supporting first home buyers, families, and anyone new to Australia, because she has been that person, and she understands how much of a difference it makes to have someone truly in your corner.
She takes the time to walk clients through every step of the process in plain language, so they feel confident and informed, not confused or left to figure it out alone. Her goal is to find a home loan that works not just for right now, but for the long term.
Whether you have everything figured out or are just starting to explore your options, Mortgage Broker Kirsty Gardner is ready to help you get there with confidence.
5.0
22 Reviews
5
4
3
2
1
Laura Cunningham
Kirsty was great to work with. She was responsive to all queries and everything with our mortgage application went smoothly. 💯recommend …
Ben Sutcliffe
Kirsty has been fantastic and the best choice we made when thinking about buying a house. We joined one of her Facebook webinars a few months before purchasing to consider our options and from there she was always only ever an email away to help us to answer our questions to be pre-approved for finance and be in a position to submit offers. When we had an offer accepted, finance approval was done in a matter of days and she even helped us to sort cheaper home insurance too! Thank you so much Kirsty.
Claire Harrington
Kirsty was efficient, knowledgeable, and secured us a fantastic rate. Highly recommend this mortgage broker for all needs.
Chantal Paice
We couldn’t have done it without Kirsty. Her support throughout the entire process was exceptional—nothing was ever too much trouble. Kirsty went above and beyond every step of the way. Thanks to her impeccable organisation and professionalism, we were able to secure our beautiful home. We truly can’t recommend her highly enough.
John Corcoran
Kirsty was instrumental in getting my wife and I's home in Perth. She worked tirelessly to secure us the best possible mortgage from the right bank. She was proactive and always responsive. Kirsty is a really lovely person too and we would highly recommend her as a broker.
Molly Davy
Kirsty was absolutely amazing from start to finish — I genuinely can’t fault her in any way. Buying a house is stressful at the best of times, but my journey was particularly emotional, and Kirsty supported me every step of the way. She even took the time to reply on weekends after home opens, which she never had to do. She truly went above and beyond. I can’t thank Kirsty enough for everything she did for me — I honestly miss our daily chats! She is incredibly knowledgeable and always works in the best interests of her clients, never for her own gain. From the very beginning, everything was transparent, and I always felt confident and supported in every decision. Getting onto the property ladder in WA was a real journey, but I’m finally there, and I couldn’t have done it without you, Kirsty — my absolute saviour! I will be recommending Kirsty to all my friends who are looking to get on the ladder. Thank you so much for everything. 💛
Specialties
Home Loan Specialist
Investment Property Purchase
Police Home Loans
Expat Home Loans
Memberships
MFAA
Qualifications
Diploma of Finance and Mortgage Broking
Experience
Broker Since: 2014
Lender Count: 38