Mathew Lu

About Mathew Lu

Mathew Lu isn’t just a mortgage broker, he’s an industry insider who understands the Australian lending system from the top down.

As the Managing Director and Principal Broker of Lumanance, Mathew brings a level of institutional finance expertise rarely found in the broking sector.

The Insider Advantage
What sets Mathew apart from both new and veteran brokers is his extensive executive background inside the banks and lenders themselves. Before founding Lumanance, Mathew was the CEO of a startup financial technology consumer credit business, he also shaped the lending landscape as the Chief Operating Officer of a publicly listed Australian neo-lender, and prior to that, served as an Executive Manager for Retail and Commercial credit at the Commonwealth Bank of Australia, spanning a 25+ year career in Financial Services. While most brokers know how to submit a loan application, Mathew has built the systems that process them. He knows exactly how banks assess risk, price their products, and approve credit.

Tailored Finance, Executed Flawlessly
Today, Mathew applies this executive lending experience directly to his clients at Lumanance. Whether you are buying your first home, building a sophisticated investment portfolio, or refinancing complex debt, Mathew leverages his deep industry knowledge to structure your finance and negotiate with lenders on your terms. Fusing top-tier financial strategy with a streamlined, fully digital customer experience, Mathew cuts through the red tape to get your loan approved faster and with less friction.

Don't just get a broker. Get a former banking executive in your corner.

Ready to explore your options?
Contact Mathew at Lumanance, the destination for Brighter Smarter Finance solutions.