Nathan Kovatch

Natalie Noticed

Nathan was an absolute dream to work with - he took the time with calls and explanations of the process, expectations of what to budget and spend when, managed time lines and was super responsive. He introduced me to surveyors and solicitors who I would also highly recommend. There is absolutely no possible way I could have bought the unit I bought without his support, expertise and help to move quickly. He is incredibly professional and kind in his manner - talked me through all my options and was incredibly patient. I loved working with him so much I have put him in touch with my friend who is looking to buy next year. If you are a first home buyer and need a mortgage - look no further. This is your guy! Thank you Nathan - I loved working with you.

Christopher Ruck

Huge thanks to Nathan for making the whole process a breeze. Super clear communication, total legend with the paperwork, and completely hassle-free from start to finish. Highly recommend!

Paige Bailey

Couldn’t recommend Nathan enough! He made the whole process of buying our first home so easy and was always there whenever we needed him or had a million questions. He always took the time to explain everything to us and made sure we actually understood what was happening throughout the whole process. Nothing was ever too much trouble and we always felt like we could reach out to him whenever we needed. My partner and I are so grateful for all of Nathan’s help in getting us into our first home. He genuinely made what could’ve been such a stressful process feel so much easier. Thank you so much Nathan!❤️

Paige Bailey

My partner and I are so grateful for Nathan and all of his help throughout the whole process of buying our first home. He made everything feel so easy and was always there to answer any questions I had. He explained everything in a way we could actually understand and made what could have been such a stressful process feel so straightforward. We honestly couldn’t have asked for a better broker and would recommend Nathan to anyone. Thank you so much for helping us get into our first home! 🏡🤍

Huseyin Kaya

Giving a 5 star review for Nathan @ Loan Locker is one of the easiest things I can do. Nathan was referred to me and wow! very thankful for this. I contacted Nathan and very quickly had a call set up to discuss my requirements and goals. Within 2 weeks I was signed sealed and refinanced, ticking off all of my goals. Nathan's professionalism and customer service was fantastic. I have already passed his details on to my network. Thank you Nathan and Loan Locker for your assistance. I will be sure to use your services again in the future.

fulya ciritoğlu

We were desperate first home buyers, and many brokers told us we couldn’t use any of the first home buyer schemes because my partner had bought and sold a property 15 years ago. However, Nathan’s expertise made all the difference. He advised us to get proof of the sale, which clarified the situation. At first, we didn’t continue with him, as my partner’s accountant suggested working directly with a bank lender. Unfortunately, that led to two rejections without us even understanding the reasons. When we reached out to Nathan again, he immediately ran a credit check and discovered the issue: a credit card that should have been closed months earlier was still active, negatively impacting our credit score. He guided us through resolving it—a process that was very stressful and time-consuming for us—but thanks to him, we were finally ready. Nathan then calculated our borrowing capacity, secured our pre-approval, and now we’ve got the approval for our very first home! We are incredibly thankful for his knowledge, guidance, and persistence. Without him, we couldn’t have done it. 🙏 Thank you so much, Nathan—we truly appreciate your effort! Fulya&Ali