Richard Khuong is the Principal Mortgage Broker at Simple Easy Finance and an award-winning finance expert. With a passion for property investing, he founded Simple Easy Finance to help Australians achieve their property dreams. Recognised as an MPA Top 100 Broker for four consecutive years and trusted by hundreds of clients, Richard provides tailored guidance whether you’re buying your first home, investing in property, or looking to save on your current home loan. His expert advice is designed to help you reach your financial goals with confidence.
At Simple Easy Finance, we partner with over 40 lenders to find and negotiate the best home loan for you. We streamline the entire process — from application to settlement — so you can focus on what matters most. Our Top-rated aftercare service includes six-monthly reviews and negotiations with your lender, ensuring you’re always on the best possible deal.
With over 400+ five-star Google reviews and numerous industry awards, we pride ourselves on being one of Australia’s most trusted mortgage brokerages. Book a free, no-obligation chat with Richard today and discover how we can help you achieve your property and financial goals.
About Simple Easy Finance:
✅ Award-winning brokerage, MPA Top 100 Broker 2022–2025
✅ Trusted mortgage brokerage with 400+ five-star Google reviews
✅ Quick, reliable $0 fee service
✅ Access to 40+ lenders to find the best home loan for you
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190 Reviews
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Rexy Thalleycherry
It was easy working with Richard and Phong kept me updated throughout the process
Narayan Bhandari
It was a very great experience to connect with this team led by Richard. Very quick and knowledgeable. They helped throughout the process to have the refinance very easy and successful. We are very happy with service. Regards Narayan Bhandari, CPA
Al Nahian Riyadh
⭐⭐⭐⭐⭐ Highly Recommend Simply Easy Finance I had a fantastic experience with Simply Easy Finance, particularly with Richard (Broker) and Phong (Customer Support). They helped me refinance several loans, securing a much better interest rate and cashback offer, which has made a significant difference. What really stood out was their agile approach, responsiveness, and speed of delivery. Throughout the process, they kept me informed and were always available to answer questions and provide guidance. While there were a few hiccups along the way, these were largely due to lender delays rather than anything within their control. Richard and Phong worked hard to keep things moving and proactively followed up whenever needed. Their professionalism, dedication, and customer-focused support made what could have been a stressful process much easier. I am extremely happy with the outcome and would have no hesitation in recommending Simply Easy Finance, Richard, and Phong to anyone looking for refinancing or mortgage assistance. Thank you for the excellent service! 👏👏👏
The Sauna Hub
I honestly couldn’t recommend Richard highly enough. There were multiple moving parts with my application, including refinancing, valuation, existing lending and some circumstances that could easily have made the application difficult for a bank to approve. What really stood out was how hard Richard worked to get it across the line. He didn’t just submit the application and hope for the best he stayed on top of the bank, worked through every issue that came up, explained everything to me along the way and kept pushing when things became complicated. There were definitely moments where I thought the deal might fall over, but he never gave up. He went back to the bank, provided the explanations and documentation they needed, and fought to get the decision overturned rather than simply accepting a decline. In the end, he got the loan approved, and I genuinely don’t think it would have happened without his persistence, knowledge and willingness to go the extra mile. If you’re looking for a broker who actually cares about getting the right result for you, communicates properly and doesn’t give up when things get difficult, I couldn’t recommend Richard more highly. Absolutely outstanding service from start to finish. 5 stars doesn’t really do it justice.
Arun M
As the name suggests, it was really easy working with Richard and his team. They took the time to explain the entire process in detail, patiently guided us through each step, and waited for us to provide the required documents without any pressure. What impressed us most was their thorough review of all documentation before submission, ensuring everything was in order to maximise the chances of a positive outcome. Thanks to their professionalism, expertise, and attention to detail, we achieved the result we were hoping for. :) Highly recommend Richard and his team.
Jess Shuwalow
WOW! Richard, Phong and their team provided the most seamless experience to what I thought would have been a very complicated situation. Both my partner and I are self employed as sole traders doing reduced hours to spend time with our kids and travel. Their product knowledge delivered the perfect loan for us, as we have a proven excellent credit score, but not the formalities of employed payment history. After being with a big lender for a decade, we finally found a service and boutique lender that had a significantly lower interest rate, flexibility to free up a safety net of funds and all of the facilities we needed to pair with our home loan. Thank you Richard, Phong and the Team!!!
Areas Serviced
Specialties
Home Loan Refinancing
Investment Property Loans
Home Loan Pre approvals
Home Loans for First Home Buyers.