Hi, I'm Sidd, Founder & Managing Director of Xpress Finance, Australia. I help small and medium business owners secure the right finance so they can grow with the right assets, without falling into the debt trap.
My career began inside the big four — Bank of Melbourne, NAB, and ANZ where I didn't just process loans, I shaped how lending worked at scale.
Over the last decade, I've:
✅ Rolled out automotive qualifying finance criteria across 762 ANZ branches nationally
✅ Been awarded Best Lender 12 months in a row
✅ Hand-picked by NAB to pilot a faster, more efficient lending program for time-poor small business owners
✅ Helped 2,500+ businesses across Australia structure their equipment and asset finance
That experience taught me something most business owners never hear from their bank:
The cheapest quote is rarely the best structure.
Choosing the right loan structure can be the difference between preserving cash flow and being stuck in a cycle that strangles growth. I take the time to go through the financials, understand what the business actually needs and build a structure that gives it room to move.
I strongly believe:
✅ Finance should free your business not hold it back.
✅ The right structure matters more than the lowest rate.
✅ Small businesses deserve the same quality of thinking the big players get.
Today, I partner with NLG Leasing to deliver hassle-free finance solutions for businesses that are ready to grow specifically those operating for 2+ years, GST-registered, with healthy trading margins.
If you're a business owner looking to grow without getting trapped in the wrong debt structure — let's talk.
If you're a lender or referral partner looking to work with someone who knows how to get deals structured right — let's connect.
If that's you, let's talk.
📩 [email protected]
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Areas Serviced
Specialties
Truck Finance
Car Finance
Commercial Property finance
Business Acquisition