Spiro Kolokithas

Carly M

Some people are exceptionally good at what they do. Others leave a lasting impression because of the way they make people feel. Spiro does both. From our very first conversation, we knew we were in capable hands. Spiro combined remarkable industry and technical expertise with genuine warmth, making what could have been an overwhelming process feel calm, manageable and even enjoyable. He was always approachable, responsive and generous with his time. No question (and I had many!) was ever too much. Every conversation was met with patience, honesty and clarity. Spiro communication was exceptional. He kept us informed every step of the way. He always followed through on what he said he would do. His calm confidence, good humour and unwavering professionalism gave us complete trust throughout the entire journey. He took the time to understand our circumstances, saw the bigger picture, and worked tirelessly to achieve the best possible outcome for us.

Steven Langdon

Spiro and Jaan were fantastic to work with. They guided my partner and I through the mortgage process, taking care to explain each step and answering all our queries. Spiro was happy to speak as often as needed, and offered lots of helpful advice. We would happily work with What If We Finance again.

Emlyn McGee

Second time my partner and I have used Spiro and the team, and they truly are the best. Efficient, professional, and incredibly knowledgeable — all delivered with a level of genuine care that’s hard to find. Outstanding service every time, and we would definitely recommend them.

Stacey

Thanks so much to Spiro and the team for all their help with our loan. Service was great and we would highly recommend!

Sandy Sarmiento

wouldn't hesitate to recommend spiro! so prompt, responsive and helpful - has been invaluable throughout the home buying process.

Matt Whitaker

Spiro made the entire home loan process straightforward and stress-free. As first home buyers, we had a lot of questions, and Spiro was always across the detail - from navigating the First Home Guarantee scheme through to securing unconditional approval. He took the time to explain everything clearly, responded promptly, and we always felt like we were in good hands. Would highly recommend Spiro to anyone looking for a knowledgeable and reliable mortgage broker.