Spiro Kolokithas

Lavannya Siva

highly recommend Spiro and his team to support you in securing a home loan

Naomi Christensen

Spiro and Jaan from What if We Finance made the process of buying our first home so easy. They were always available to answer our questions, and helped the whole process go smoothly. We would definitely work with them again!

Smit Jatakia

We couldn't have asked for a better mortgage broker than Spiro! As first home buyers navigating a slightly complicated residency situation, we expected the process to be challenging. However, Spiro made the entire journey incredibly smooth, straightforward and stress-free. What truly sets Spiro apart is that he is a man of his word. He is exceptionally knowledgeable, patient, thoughtful and, most importantly, genuinely cares about doing what's best for his clients. His advice is always candid, honest and transparent, and he takes the time to explain everything clearly without ever making you feel rushed. A special mention to Jaan as well, who has been absolutely amazing to deal with! Always approachable, responsive and willing to help, no matter how many questions we had. Throughout the process, we genuinely felt that we were in safe hands with a team that had our best interests at heart. If you're looking for a mortgage broker who combines expertise and professionalism with genuine care and integrity, look no further than Spiro and the What If We Finance team. Couldn't recommend them highly enough. Thank you, Spiro and Jaan, for helping us achieve such an important milestone!

Camrin Egerton-Warburton

I couldn’t recommend Spiro highly enough! As a first home buyer navigating the refinancing process, I really appreciated the time and effort he put into understanding my personal circumstances and financial goals. He was incredibly proactive, always exploring different options and genuinely working hard to find the best possible outcome for my situation. His communication was fantastic throughout and he made what could have been an overwhelming process feel so much easier. It’s clear he genuinely cares about his clients and goes above and beyond for them. So grateful for all his hard work and would happily recommend him to anyone looking for a mortgage broker!

Riley Lock

Spiro and Jaan were both exceptional in the process of setting my up with my first home buy! Could not be happier with the result and they are a 100% recommendation to anyone need help! Cannot thank them enough !

Octavian

Went to Spiro at What If We Finance because I'm self-employed. I had the income, but honestly had no idea if getting a loan was even on the cards. Spiro sorted the lot. Quick to come back to me every time, explained things properly, and answered every question I threw at him without any fuss. Couldn't be happier with how it went. If you're self-employed and not sure where you stand, give him a call.