Tim Kirkham

Sepa Tongia

I had an amazing experience working with Tim. From start to finish, he was professional, knowledgeable, and always available to answer any questions I had. He made what could have been a stressful process feel simple and straightforward, keeping me informed every step of the way. Tim’s communication was outstanding, and he consistently went above and beyond to achieve the best possible outcome for my situation. I genuinely felt supported throughout the entire process and appreciated his honesty, dedication, and attention to detail. Thanks to Tim’s expertise and guidance, buying my first home was a smooth and stress-free experience. I couldn’t have asked for a better broker and would highly recommend him to anyone looking for someone reliable, hardworking, and genuinely committed to their clients. Thank you, Tim, for making this milestone such a positive experience!

Carly M

We refinanced our mortgage with Tim and he was absolutely fantastic. Tim understood our needs and matched us with exactly what we needed. Working with Tim has saved us hundreds of thousands of dollars in interest and years off our mortgage. We highly recommend Tim and the team at Vela.

Taylor Randal

We are just so impressed with Tim and all his hardwork and care with assisting us with our refinancing process, Tim truly made the process so easy, and goes above and beyond to help and explain anything on the way. We wish we found him sooner! Thanks so much, we really appreciate your work and would definitely recommend!

Marta Markovic

We had an excellent experience working with Tim from Vela Wealth to refinance our home. His product knowledge and service were exceptional — he explained everything clearly and made the whole process stress-free. Tim was always willing to go above and beyond to make sure we got the best outcome. Highly recommend!

Karen Junge

We’ve now bought two homes with Tim as our mortgage broker and cannot sing his praises loud enough! He is a truly genuine, kind, diligent, patient, thoughtful and understanding human being and mortgage broker. He has repeatedly gone far …

amy blokkeerus

Tim at Vela Wealth Management was an incredible help throughout the home-buying process. His knowledge and expertise made everything so much easier, from finding the best rates to explaining each step clearly. Tim was always available to …