Tom Carmody

About Tom Carmody

Tom Carmody is a Mortgage Broker and the Director of Craft Financial. Before moving into broking, Tom spent 12 years working as an electrician, and that background shapes the way he works today. He knows what it means to put in a hard day's work, to solve problems on the ground, and to communicate clearly with everyday people. That foundation carries through into every client relationship he builds.

At Craft Financial, the focus has always been on people first. Tom and his team take the time to genuinely understand where each client wants to get to, whether that's buying their first home, upgrading to something bigger, growing a property portfolio, or refinancing an existing loan. There's no one-size-fits-all approach here. Every conversation starts with listening, and every recommendation follows from what actually makes sense for that person's situation and long-term goals.

The team works across the full lending process, handling the complicated parts so clients don't have to. From the initial conversation through to settlement, clients are kept informed at every step without being buried in paperwork or jargon. Being available seven days a week means there's always someone to reach out to when a question comes up or when things move quickly.

What sets Craft Financial apart is what happens after settlement. The support doesn't stop once the loan is signed. Tom and the team stay in your corner as your circumstances change and your property journey continues. Whether you need a review down the track, have questions about your current loan, or are ready for the next step, they're there for it.

If you're looking for a mortgage broker who will be straight with you, work hard on your behalf, and stick around for the long haul, reach out to Tom Carmody today.