Tommy Lim is a professional Mortgage Broker and the Managing Director of SF Capital. He is an accredited broker with the Mortgage & Finance Association of Australia (MFAA) and a member of Commercial & Asset Finance Brokers Association (CAFBA).
He has extensive experience in providing tailored finance solutions to personal and business clients. His passion is in helping experienced investors and business owners with growing their wealth.
Tommy is highly focused on the personal and professional success of his clients, taking a holistic view on their lives extending beyond monetary goals.
As recognition of outstanding service, Tommy and SF Capital were awarded the MFAA’s National Newcomer Award in 2016. Tommy was awarded the MFAA’s Young Professional of the Year Award for NSW in 2020.
Tommy has a track record of achievement in his own right, having worked at the global management consultancy Strategy& (formerly Booz & Company) and completing a Bachelor of Commerce and Laws with honours from the University of New South Wales. He is currently completing an Executive MBA at The University of Chicago Booth School of Business.
An avid reader, you will often discover Tommy immersed in the pages of a book, seeking fresh insights to share with both his friends and clients.
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47 Reviews
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Dominic Michaelis
We had an outstanding experience working with Tommy Lim and Priscilla Tan at SF Capital, and honestly couldn’t recommend them more highly. What we thought might be a straightforward process turned into an 18-month journey to secure finance and purchase our home, but throughout that entire time, Tommy and Priscilla were nothing short of exceptional. Their depth of knowledge and attention to detail gave us complete confidence at every stage. No question was ever too small, and every scenario was carefully explained so we could make informed decisions. Their professionalism really stood out. Everything was handled with care, clarity and precision, and we always felt like we were in safe hands. Just as importantly, they were incredibly generous with their time, consistently making themselves available, following up proactively, and guiding us through each step without ever making us feel rushed. One of the biggest advantages of working with them was the suite of tools and resources they provided. From budgeting tools to borrowing calculators, they made it so much easier to understand what was realistic for us and how to structure things in the best possible way. Combined with access to a wide range of lenders, it felt like we had every option available, not just a one-size-fits-all solution. Buying a home can be stressful, but Tommy and Priscilla made the process feel structured, manageable and ultimately rewarding. We’re incredibly grateful for their support and expertise, and wouldn’t hesitate to recommend them to anyone looking for a broker who genuinely cares and goes above and beyond.
Adrian Tam
We were referred to SF Capital (specifically Tommy) by a friend and we would not hesitate to recommend them to anyone at a heartbeat. Tommy's customer service is absolutely second to none, he is one of the hardest working people I know and was so responsive to our questions/needs even out of hours. We were well looked after and our long and at times stressful search for a family home was made that much more bearable thanks to the friendly expertise that Tommy and his team provided to us. His technical know-how was greatly needed appreciated and thanks to the services of SF Capital we now have a place that we can call our own in which to raise our growing family and form beautiful memories together. To all the team at SF Capital, thank you - and we wish you guys every success in the future...you deserve it!
detroit leelaw
Would highly recommend SF Captial. They were very helpful with our first home loan and glad we went through them. No question was too silly and they always made sure we understood everything along the way. 5 🤩 A special thank you to Priscilla, Tommy and Nathaniel. The A team. Thanks again for all your hard work, patience and knowledge! I’m sure we’ll be back for more help in the future!
Mimi Chan
The team at SF Capital are absolutely outstanding! From day one, they have been prompt, professional, and incredibly helpful with every mortgage-related inquiry. No issue is ever too big, and they always take the time to truly listen to our needs. A special call-out to Priscilla and Tommy, who have gone above and beyond to make the entire process of managing multiple investment loans seamless and stress-free. Their professionalism, attentiveness, and genuine care have been second to none. Every interaction with the team has been pleasant, thoughtful, and efficient, it’s clear they are dedicated to delivering the best possible outcome for their clients. We feel super grateful to have found SF Capital and are continually delighted with the level of service and expertise they provide. Highly recommend this amazing team!
Roseline Pham
We recently received a home loan owing to the assistance and guidance of SF Capital. They're dynamic, competent, professional, and patient. Most importantly, they achieved the goal we wanted. We can't thank them enough for the results. In particular, Tommy, Priscilla, Alex and the other supporting members of the team. We can recommend them without hesitation. Toan
Daniel Bligh
Tommy is the ultimate professional. Very well versed in complex lending options and has the ability to speak with a lot of clarity on them. He is also a diligent and communication focussed professional and can endorse him to meet your lending needs!
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Areas Serviced
Specialties
Property Investors
Construction Loans
Loan Refinancing
Bridging Loans