Victor Kalinowski

Sarah

We had a great experience with Victor and the team at Blackk Mortgage Broker. The support made the entire process of buying our first home very easy for us. We appreciate Victor and his team at Blackk finance for all their help.

Daniel Ryan

I’ve worked with Victor and the team on number of occasions to help me originally find the right loan for my specific scenario and then later to refinance and readjust my loan for my specific needs. They provided excellent service and follow up at all times. I’ll be sure to work with them again, thanks a lot Blakk Loans!

Niall Phillips

Our situation was a little more difficult than most, we had a combination of it being our first property purchase, self employed and that we were buying the property we were currently renting so there was no sales agent involved to help with certain details. Victor and his team were absolutely brilliant. From the first conversation to the conclusion they made the process extremely easy to understand, follow and be informed. I had previously spoken to a number of brokers before Blackk Finance, at that time we only had a small deposit, other brokers were keen to do the deal and encouraged us to take big risks to make it happen at that time without being clear of the consequences. My first chat with Victor was simple . "Save more " So we did, got back in touch with him down the track and he exceeded our expectations with a higher deposit loan and thus lower interest. If other brokers are soldiers, Victor is a Navy SEAL . His communication is always clear, precise and professional. He knows his profession extremely well and he will make sure that you get a good deal and that you are making solid financial decision. Special thanks to Debbie as well for her efforts, extremely helpfull.

Alex Smith

Blackk Finance made buying my first home so easy. I had a bit of a deposit saved - wasn't sure if it was enough and a friend of my suggested I give them a call. They were friendly and patient to deal with - ended up talking to them for about 25 minutes and then booked an appointment to meet with Victor. He explained what my options where and then exactly what I'd need to do. I didn't feel rushed in any way and he listened to what I wanted to do in the future an made it really easy. Stoked with how much they helped and what a difference it made. Saving up for my 1st investment property now! ;)

Rhiannon Howard

My partner and I were looking into purchasing our first home and did some research and came across Blackk Finance. We found that they had ample resources available for free on their website that allowed us to understand the process much more than anything else we had seen. After seeing how much effort they put in to their website resources we decided to give Victor a call. He spoke to me for nearly 2 hours (even though I only booked for a 1 hour free consultation) all about the process of buying a home and related all that information back to me and my partner's personal situation. He was incredibly thorough and from the beginning dedicated to helping us through this process. We had a couple of hiccups along the way but Victor was there to contact people on our behalf and make sure everything worked out in our favour. He made it easy for us to understand what was going on and always kept us in the loop. A little over 2 months later and my partner and I are sitting in our very own home with the knowledge of how to make our financial situation work best for us. Thank you Victor and the team at Blackk Finance, we appreciate your hard work!

Biljana Collins

Outstanding Service and Support for Over 15 Years! I’ve been a loyal customer of Black Finance for the past 15 years, and I can’t speak highly enough of Victor and his incredible team. Throughout the years, they’ve consistently gone above and beyond to make the loan process smooth and stress-free. During a particularly difficult time in my life — going through a divorce — Victor not only restructured my existing loans but ensured everything remained manageable and stable. That kind of personal care and attention is rare in the finance industry. Fast forward to post-COVID, when many of the big four lenders weren’t willing to help us (even with a 20% deposit), Victor once again stepped up. He successfully secured us a higher loan amount when we needed it most. What sets Victor and his team apart is not just their professionalism but their warmth. They’re approachable, down-to-earth, and truly make you feel like part of the family. One of the most touching moments was receiving a thoughtful gift box and children’s books for our little one after buying our new family home — such a kind and personal gesture. We will absolutely continue to work with Victor and his team for years to come. Thank you for everything! — A grateful long-term client Bilja