Getting the right equipment for your business can be expensive. Equipment finance helps you spread the cost over time, making it easier to manage your cash flow. In 2026, more businesses are turning to specialist mortgage brokers who understand both property and equipment finance needs.

Why Choose Equipment Finance

Equipment finance lets you buy machinery, vehicles, or other business assets without paying the full amount upfront. This keeps your working capital free for other business needs. Many equipment finance options also offer tax benefits, as you can claim depreciation on the equipment.

Unlike traditional bank loans, equipment finance is secured against the equipment itself. This often means better interest rates and more flexible terms. The equipment acts as security for the loan, reducing the lender's risk.

Leading Equipment Finance Specialists

Ali Aslan from Calibre Financial Hub brings over 11 years of banking experience to equipment finance. Based in Sydney, Ali has helped thousands of clients across various industries structure effective deals. His background as a Senior Banker at National Australia Bank gives him unique insights into lender requirements.

Ali's approach focuses on your short, medium, and long-term financial goals. He offers asset and equipment financing alongside residential and commercial property loans. This comprehensive service means you can handle all your business financing needs through one trusted broker.

With a perfect 5.0-star rating from 21 reviews, clients praise Ali's communication and commitment. One client noted: "Ali was excellent in communication, commitment and providing guidance through every step of the way."

Chandika Wanigasekera from Wizdom Finance & Advisory offers over 33 years of banking and finance experience. Operating from Perth, Chandika specialises in equipment finance, hire purchase, and chattel mortgage facilities.

His international experience in Asia and Australia provides clients with a well-rounded perspective. As a former Senior Bank Manager, Chandika understands both sides of the lending equation. He takes a personalised, hands-on approach that helps clients make informed decisions.

Clients appreciate Chandika's patient explanations and clear communication. His 5.0-star rating reflects his dedication to finding the best mortgage options that align with each client's financial goals.

Jonathon Bowker from Probroker has been serving Perth clients for over 10 years. Based in West Perth, Jonathon combines equipment finance expertise with comprehensive mortgage services.

Probroker uses advanced technology to service clients Australia-wide, making the finance experience seamless from enquiry to settlement. Jonathon's approach focuses on quick, efficient, and friendly service tailored to your business needs.

With 133 five-star reviews, clients consistently praise Jonathon's responsiveness and clear explanations. One recent review highlighted: "Jon really knows his stuff, got our loan approved the most promptly and efficiently I have had one done."

Regional Equipment Finance Experts

Tracey Muscat from Central Tablelands Mortgages has been serving the Mudgee area since 2004. Her team specialises in vehicle and equipment finance for regional businesses.

Tracey's personal approach shines in smaller communities where relationships matter. She understands the unique challenges rural and regional businesses face when acquiring equipment. Her 20 years of experience means she knows which lenders work best for different types of equipment and business situations.

Clients value Tracey's local knowledge and personalised service. Her team ensures the process is stress-free and seamless, with clear communication throughout.

Adam Dyche from Aussie Home Loans in Aussie Home Loans operates from Toukley, NSW, focusing on making financial transactions straightforward. Adam's equipment finance expertise comes from his commitment to understanding each client's specific needs.

Adam guides clients through each step, ensuring they understand the products and services they're getting. His approach treats clients as partners in their financial journey, not just customers.

With perfect reviews, clients appreciate Adam's accessibility and willingness to answer questions at any time. His clear communication style makes complex finance concepts easy to understand.

Specialist Equipment Finance Services

Albert Peters from Yes Approved Finance operates from Eaton, WA, with access to over 40 lenders. Since 2015, Albert has specialised in car finance, motorbike finance, boat loans, and equipment finance.

Yes Approved Finance focuses on transparency, open communication, and honesty. Their service continues post-settlement, ensuring ongoing support for all your finance needs. This comprehensive approach makes them ideal for businesses requiring multiple types of equipment finance.

Albert's team is praised for their efficiency and stress-free process. Clients appreciate the clear explanations and fast approval times.

Alex Chopra from National Choice Finance has been in the industry since 2017, offering equipment finance alongside home loans and personal loans. Alex speaks multiple languages including English, Hindi, Punjabi, and Gujarati, making him accessible to diverse business communities.

Alex's proactive approach and attention to detail ensure smooth settlements. His multilingual capabilities help business owners who prefer to discuss complex financial matters in their preferred language.

Andrew Keir from Auscredits brings over 30 years of experience to equipment finance from the Sunshine Coast. Operating since 1989, Andrew has built strong relationships with 25 lenders across Australia.

Auscredits specialises in plant and equipment finance, vehicles, and leisure assets. Andrew's extensive experience means he understands the specific requirements for different types of equipment and industries.

Clients praise Andrew's exceptional service and support. His long-standing industry relationships often result in better terms and faster approvals for equipment finance.

Types of Equipment Finance Available

Equipment finance comes in several forms, each suited to different business needs:

Chattel Mortgage is popular with businesses that want to own the equipment outright. You get immediate ownership and can claim tax benefits, while the equipment secures the loan.

Hire Purchase involves paying instalments until you own the equipment. The lender owns the equipment until final payment, but you have full use during the term.

Equipment Leasing lets you use equipment without owning it. This option often includes maintenance packages and equipment upgrades.

Novated Leasing is available for vehicles, allowing employees to lease cars through salary packaging arrangements.

Benefits of Using Equipment Finance Brokers

Equipment finance brokers save you time and money by comparing options from multiple lenders. They understand which lenders specialise in specific equipment types and industries.

Brokers can structure deals to optimise your tax position and cash flow. They know how to present your application to maximise approval chances and negotiate better terms.

Many brokers offer ongoing relationships, helping with future equipment needs as your business grows. This continuity provides valuable support for expanding businesses.

Multi-Service Capabilities

Many equipment finance specialists also handle property loans, creating opportunities for comprehensive business finance solutions. This integrated approach can be particularly valuable when you're expanding business premises and acquiring new equipment simultaneously.

Brokers like Allan Underwood from Lead Lending & Finance and Alice Fuller from Brisbane Home Loans offer this comprehensive service, handling everything from commercial property to equipment finance.

In 2026, the equipment finance market continues to evolve with more competitive rates and flexible terms. Working with experienced brokers ensures you access the best available options for your business needs. Whether you're a startup acquiring your first equipment or an established business upgrading machinery, these specialists provide the expertise to make informed financing decisions.

The key to successful equipment finance lies in choosing a broker who understands your industry and business goals. Take time to discuss your needs with potential brokers, and don't hesitate to ask about their experience with similar businesses and equipment types.