Self Managed Super Fund (SMSF) lending has become a popular way for Australians to build wealth through property investment using their superannuation. However, SMSF loans come with unique rules and requirements that make working with a specialist mortgage broker essential.
In 2026, finding the right SMSF lending expert can make the difference between a successful property investment and a costly mistake. The brokers featured in this guide have proven expertise in SMSF lending and can help you navigate the complex world of superannuation property investment.
Understanding SMSF Lending in 2026
SMSF lending allows your super fund to borrow money to buy investment property. This strategy, known as a Limited Recourse Borrowing Arrangement (LRBA), can help grow your retirement savings through property investment.
The rules around SMSF lending are strict. Your super fund must meet specific requirements, and the loan structure must comply with superannuation law. This is why working with a specialist broker is so important.
Why Choose a Specialist SMSF Broker
Not all mortgage brokers understand SMSF lending. The specialists featured here have deep knowledge of:
- SMSF compliance requirements
- Limited Recourse Borrowing Arrangements
- Lenders who offer SMSF loans
- Property investment strategies for super funds
- Tax implications and benefits
Featured SMSF Lending Specialists
Ali Aslan - Calibre Financial Hub
Ali Aslan brings over a decade of banking experience to SMSF lending. With 11 years as a Senior Banker at National Australia Bank, Ali understands both residential and commercial SMSF lending inside and out.
Ali's expertise covers residential and commercial property loans through SMSFs, plus construction lending for super funds. His background in business banking gives him unique insights into structuring SMSF deals that work for the long term.
With 21 five-star reviews, clients praise Ali's clear communication and commitment to their success. One client noted: "Ali's wealth of knowledge and experience was reassuring and made a huge difference in the process."
Hayden Dempsey - Premium Portfolio Finance
Hayden Dempsey has been helping clients since 2013 and works with over 40 lenders across Australia. Based in East Fremantle, WA, Hayden offers both video consultations and face-to-face meetings.
Hayden's SMSF expertise includes refinancing existing super fund loans and securing new SMSF property purchases. His 105 perfect reviews speak to his ability to make complex SMSF transactions simple and stress-free.
Clients consistently mention Hayden's quick responses and clear, jargon-free advice. As one long-term client shared: "Hayden has been our broker for 5+ years now. He makes the whole process of financing extremely easy and stress-free."
Justin Picker - Picker Financial Solutions
Justin Picker specialises in SMSF lending alongside investment property finance. Based in the Lake Macquarie area of NSW, Justin has built a reputation for finding creative solutions for complex SMSF scenarios.
With 191 perfect reviews, Justin's clients appreciate his problem-solving approach. One recent review highlighted: "Justin helped me acquire two properties in 2024. He has the knowledge and experience to get you to your goals."
Matt Tuson - MWT Financial Solutions
Matt Tuson combines financial planning with mortgage broking, offering a unique perspective on SMSF lending. With over 20 years in financial services and access to 49 lenders, Matt structures SMSF loans as part of broader wealth creation strategies.
Matt's dual expertise in financial planning and lending means he can help you understand how SMSF property fits into your overall retirement plan. One client praised his SMSF work: "Matt assisted us with the purchase of property through our SMSF... his vast knowledge and experience" made the process smooth.
Commercial and Sophisticated SMSF Lending
Lee Pattison - Blue Lion Lending
Lee Pattison specialises in SMSF lending with over 20 years of industry experience. Based in Melbourne, Lee works with 30+ lenders and has particular expertise in complex SMSF transactions.
Lee's background includes helping clients with sophisticated SMSF structures and commercial property purchases through super funds. His 74 five-star reviews highlight his responsive service and expertise in navigating challenging SMSF scenarios.
Richard McMichael - Rich & Rumble Finance Brokers
Richard McMichael brings over 20 years of experience to commercial finance and SMSF lending. Based in Orange, NSW, Rich specialises in complex commercial SMSF transactions that require deep industry knowledge.
Rich's expertise in agribusiness and commercial lending makes him particularly valuable for SMSFs looking to invest in commercial property or rural assets.
Nationwide SMSF Lending Services
Sam Elvitigala - Wiseman Finance Brokers
Sam Elvitigala is the Principal Broker at Wiseman Finance Brokers, working with 40+ lenders across Australia. His accounting background (CPA qualified) gives him unique insights into SMSF compliance and tax implications.
Sam's combination of mortgage broking and accounting expertise makes him particularly valuable for complex SMSF scenarios. His recent reviews highlight his dedication: "Sam is not just a mortgage broker — he's a trusted partner in your journey to financial freedom."
Steve Dionysius - Venro Finance
Steve Dionysius has over 20 years of lending experience and works with 65+ lenders. Based in Brisbane but serving clients nationally, Steve offers comprehensive SMSF lending services alongside commercial property investment advice.
With 92 perfect reviews, Steve's clients appreciate his thorough approach and ability to find solutions others can't. His extensive lender panel gives him options for even the most challenging SMSF scenarios.
Regional SMSF Specialists
Larissa Barton - Mortgage Choice Coolum Beach & Noosaville
Larissa Barton is a co-owner of Mortgage Choice offices on the Sunshine Coast and was named in the MPA Top Women in Finance. Her expertise combines SMSF lending with long-term wealth creation strategies.
Larissa's direct approach and focus on results make her particularly effective for clients who want clear advice on SMSF property investment strategies.
Adam Khoury - Wealthbridge Financial Group
Adam Khoury has been in finance since 2002 and works with 40 lenders. His SMSF expertise covers both residential and commercial property investments through super funds.
With 37 perfect reviews, Adam's long-term experience shows in his ability to structure SMSF deals that work for his clients' specific situations.
What Makes These Brokers Special
These SMSF lending specialists share several key qualities:
- Deep understanding of superannuation law
- Strong relationships with SMSF-friendly lenders
- Experience with complex property transactions
- Ability to explain complicated concepts simply
- Track record of successful SMSF settlements
Getting Started with SMSF Lending
Before approaching any broker, make sure you understand the basics:
- Your SMSF must have sufficient funds for a deposit (usually 30-40%)
- The property must be purchased for investment, not personal use
- Your super fund will need appropriate insurance
- You'll need professional trustees or corporate trustees
- Ongoing compliance is essential
Choosing Your SMSF Lending Specialist
When selecting from these expert brokers, consider:
- Their specific SMSF experience
- Location and service areas
- Communication style and availability
- Range of lenders they work with
- Client reviews and testimonials
SMSF lending can be a powerful wealth-building tool when done correctly. The mortgage brokers featured in this guide have the expertise to help you navigate the complexities and achieve your investment goals through your super fund.
Whether you're considering your first SMSF property purchase or looking to expand an existing portfolio, these specialists can provide the guidance and lending solutions you need for success in 2026 and beyond.
