Home QLD Jensen

Mortgage Brokers in JensenQLD 4818

About Jensen

Jensen is a lovely and quiet suburb located in the outer suburbs of Townsville, Queensland, which is home to approximately 31,651 people. The community is a hub for young families with a median age of 32 years old, and the area offers the perfect blend of suburban comfort and urban convenience.

Jensen boasts of its unique parks and landmarks like the Riverway Arts Centre and the Ross River Dam Trail. The Riverway Arts Centre provides locals with access to live theatre, and a contemporary art exhibit space for regional and national artists. The Ross River Dam Trail, on the other hand, is a beautiful walking trail through the Ross River Dam catchment area.

Transportation options in Jensen are plentiful, with the nearby Bruce Highway making it easy to travel North or South. Residents can use the bus system within Townsville to commute to work or school, or they can take advantage of the many bike paths that the area has to offer.

All in all, Jensen is a beautiful and peaceful suburb that's perfect for anybody looking for a tranquil living environment. With lush green parklands, landmarks and local wildlife, Jensen is an absolute haven for nature lovers.

Featured Mortgage Brokers that service Jensen, QLD

Suburb Snapshot - Jensen, QLD 4818

Population

31,651

Median Age

32

Median Mortgage Repayment

$1,702 / month

Median Rent Payment

$1,543 / month

Median Household Income

$107,848 / year

Properties Owned Outright

19%

Properties Owned with Mortgage

48%

Properties Rented

33%

Morgage Brokers in Jensen & Surrounding Areas


See More Mortgage Brokers in Jensen


Recent Reviews for Mortgage Brokers near Jensen

Can you afford to buy in Jensen?

Check your Borrowing Capacity for free in less than 60 seconds.

Get Started

Frequently Asked Questions about Mortgage Brokers in Jensen, QLD 4818

Where else can Mortgage Brokers in Jensen, QLD 4818 help?


Mortgage Brokers in Jensen, QLD 4818 can usually help in the surrounding areas including: Deeragun, Black River, Mount Low, Rangewood, Burdell, Bushland Beach, Shaw, Cosgrove

How can I become a Mortgage Broker in Jensen, QLD 4818?


To become a Mortgage Broker in Jensen, QLD 4818, you generally need to obtain a Mortgage Broker Diploma.

To obtain a Mortgage Broker Diploma in Jensen, QLD 4818, you will need to complete a Certificate IV in Finance and Mortgage Broking and meet other educational requirements set by the Australian Securities and Investments Commission (ASIC).

The Certificate IV in Finance and Mortgage Broking is a nationally recognised qualification that can be obtained by completing a course of study with an accredited training provider. The course typically covers topics such as lending and credit assessment, loan structuring, compliance and legislation, and communication and customer service.

To meet the educational requirements for a Mortgage Broker Diploma, you may also need to complete additional studies in business management, finance, or related fields. The exact requirements may vary depending on the state or territory in which you plan to work and the industry body to which you are affiliated.

Once you have completed the necessary education and training, you will also need to obtain accreditation from a lender panel and register with ASIC as a credit representative.

It's important to note that obtaining a Mortgage Broker Diploma is just one step in becoming a successful mortgage broker. To excel in this field, you will also need to have strong communication skills, a good understanding of the lending market, and a commitment to providing excellent customer service.

What services can Mortgage Brokers in Jensen, QLD 4818 help with?


Mortgage Brokers in Jensen, QLD can usually help with:

  • Home Loans

  • Refinancing Loans

  • Investment Loans

  • Construction loans

  • Building Loans

  • Bridging loans

  • SMSF loans

  • Equity Access Loans


If you're not sure who can help, feel free to send us an email here and we'll try to find someone you can help you.

What grants and/or incentives are available to buy a house in Jensen, QLD 4818?


Grants and inventives available include the First Home Guarantee, Family Home Guarantee, First Home Owner Grant, First Home Super Saver Scheme and potentially some Stamp Duty related excemptions. To understand what you might qualify for in Jensen, QLD we'd suggest getting in touch with a Mortgage Broker or reaching out to us here.

How much can I borrow to buy in Jensen, QLD 4818?


Your Borrowing Capacity depends on a number of factors including how much you earn, your expenses and the size of your household. To understand more about your borrowing capacity and whether you can afford to buy in Jensen, QLD, get your Free Borrowing Capacity here.

How much does it cost to use a Mortgage Broker in Jensen, QLD 4818?


Mortgage Brokers in Jensen, QLD 4818 generally don't charge for their services, and if they do, will let you know upfront before any service takes place. Mortgage Brokers in Jensen, QLD 4818 are generally paid for their services by a lender once you get your loan.

What does a Mortgage Broker in Jensen, QLD 4818 do?


A mortgage broker in Jensen, QLD acts as an intermediary between borrowers and lenders, helping people find and apply for home loans.

Mortgage brokers in Jensen, QLD typically have access to a wide range of lenders and loan products, including those from major banks, smaller lenders, and non-bank lenders. They can provide advice and guidance on the various types of loans available, including fixed and variable rate loans, as well as features such as offset accounts, redraw facilities, and more.

Once a borrower has chosen a loan, the mortgage broker will assist with the application process, helping to gather all necessary documentation and submitting the application to the lender on the borrower's behalf. They will also liaise with the lender throughout the application process, keeping the borrower informed and addressing any issues that may arise.

Overall, the role of a mortgage broker in Jensen, QLD is to help borrowers navigate the complex home loan market and find the most suitable loan for their needs.